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Unum GroupBSP:U1NM34 67 FCF Yield % is 3.77 as of Jul. 14, 2026, which is 68% below its 10-year median of 11.93. GuruFocus rates BSP:U1NM34 with a GF Score™ of 67/100 and a GF Value™ of R$384.89. The stock has 7 warning signs investors should review. Among 507 Insurance companies, Unum Group ranks worse than 64.89% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Unum Group FCF Yield % Related Terms
Unum Group FCF Yield % Historical Data
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The historical data trend for Unum Group's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:U1NM34 vs GL, PRI, JXN: FCF Yield % Comparison
For the Insurance - Life subindustry, Unum Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unum Group FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Unum Group's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Unum Group's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Unum Group (BSP:U1NM34) has a FCF Yield % of 3.77 as of Jul. 14, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Unum Group and its competitors. This is 68% below median its historical median of 11.93. According to the industry distribution chart, Unum Group ranks #329 out of 507 companies in the Insurance industry, placing it in the top 64.9%.
Is Unum Group's FCF Yield % too high?
Unum Group's current FCF Yield % of 3.77 is 68% below median its 10-year median of 11.93. The Insurance industry median FCF Yield % is 6.91. Unum Group's value of 3.77 is 45.4% below this industry median. Based on the distribution chart, Unum Group ranks #329 out of 507 companies in the Insurance industry, which is below the industry midpoint. Overall, Unum Group has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Unum Group's FCF Yield % compare to GL and PRI?
According to the Insurance industry distribution chart, Unum Group ranks #329 out of 507 companies for FCF Yield %. This places Unum Group in the lower half of its industry. The industry median FCF Yield % is 6.91. Unum Group's value of 3.77 is 45.4% below this benchmark. While the company's 10-year median is 11.93 vs. the industry median of 6.91, Unum Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.91, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unum Group's current FCF Yield % of 3.77 is 45.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Unum Group and its competitors. For the Insurance industry, the median FCF Yield % is 6.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unum Group's current FCF Yield % is 3.77, which is 68% below median its own 10-year median of 11.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unum Group stock overvalued right now?
Unum Group (BSP:U1NM34) has a current FCF Yield % of 3.77. The stock's GF Value™ is R$384.89, compared to a current price of R$469.23 — trading 21.9% above its estimated fair value. The current FCF Yield % is 3.77, which is 68% below median its 10-year median of 11.93 and 45.4% below the Insurance industry median of 6.91. Unum Group's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Unum Group (BSP:U1NM34), the current FCF Yield % is 3.77 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Unum Group (BSP:U1NM34) Overvalued in 2026?
Based on GuruFocus' analysis, Unum Group stock appears to be overvalued.
The current stock price of R$469.23 is trading 21.9% above its estimated GF Value™ of R$384.89.
Key valuation signals for BSP:U1NM34:
FCF Yield %: 3.77 (68% below median its 10-year median of 11.93)
GF Value™: R$384.89 vs. price of R$469.23 (21.9% above fair value)
Industry Position: 45.4% below the Insurance median (#329 of 507)
No single metric tells the full story. See the BSP:U1NM34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
67GF Score
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