Unum Group (BSP:U1NM34) Gross Margin %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:U1NM34 Unum Group BSP:U1NM34
65 GF Score
Price R$469.23
GF Value R$383.84
! 7 Warning Signs
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What is Unum Group Gross Margin %?

Gross Margin does not apply to banks and insurance companies.

BSP:U1NM34
65GF Score
Unum Group BSP:U1NM34
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Unum Group (BSP:U1NM34) Overvalued in 2026?

Based on GuruFocus' analysis, Unum Group stock appears to be overvalued. The current stock price of R$469.23 is trading 22.2% above its estimated GF Value™ of R$383.84.

Key valuation signals for BSP:U1NM34:

  • Gross Margin %:
  • GF Value™: R$383.84 vs. price of R$469.23 (22.2% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the BSP:U1NM34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unum Group Business Description

Other Exchanges UNM:USA0LJN:UKUUM:Germany
Address 1 Fountain Square, Chattanooga, TN, USA, 37402
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
65GF Score

Get the complete analysis for BSP:U1NM34

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$469.23
Price
R$383.84
GF Value