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Unum Group (BSP:U1NM34) Cyclically Adjusted PS Ratio : 1.18 (As of Jun. 03, 2025)


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What is Unum Group Cyclically Adjusted PS Ratio?

As of today (2025-06-03), Unum Group's current share price is R$467.82. Unum Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was R$396.58. Unum Group's Cyclically Adjusted PS Ratio for today is 1.18.

The historical rank and industry rank for Unum Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

BSP:U1NM34' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.23   Med: 0.79   Max: 1.44
Current: 1.22

During the past years, Unum Group's highest Cyclically Adjusted PS Ratio was 1.44. The lowest was 0.23. And the median was 0.79.

BSP:U1NM34's Cyclically Adjusted PS Ratio is ranked worse than
55.41% of 388 companies
in the Insurance industry
Industry Median: 1.12 vs BSP:U1NM34: 1.22

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Unum Group's adjusted revenue per share data for the three months ended in Mar. 2025 was R$103.968. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is R$396.58 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Unum Group Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Unum Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Unum Group Cyclically Adjusted PS Ratio Chart

Unum Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.46 0.45 0.69 0.72 1.10

Unum Group Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.79 0.90 1.10 1.21

Competitive Comparison of Unum Group's Cyclically Adjusted PS Ratio

For the Insurance - Life subindustry, Unum Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unum Group's Cyclically Adjusted PS Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Unum Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Unum Group's Cyclically Adjusted PS Ratio falls into.


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Unum Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Unum Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=467.82/396.58
=1.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unum Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Unum Group's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=103.968/134.9266*134.9266
=103.968

Current CPI (Mar. 2025) = 134.9266.

Unum Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 33.762 100.684 45.244
201509 42.115 100.392 56.603
201512 43.347 99.792 58.608
201603 42.006 100.470 56.412
201606 39.833 101.688 52.853
201609 38.382 101.861 50.841
201612 40.344 101.863 53.439
201703 38.100 102.862 49.977
201706 40.756 103.349 53.209
201709 39.069 104.136 50.621
201712 41.616 104.011 53.986
201803 42.717 105.290 54.741
201806 49.304 106.317 62.572
201809 54.759 106.507 69.371
201812 51.957 105.998 66.137
201903 53.512 107.251 67.321
201906 54.866 108.070 68.501
201909 59.003 108.329 73.490
201912 59.972 108.420 74.634
202003 70.094 108.902 86.845
202006 77.949 108.767 96.696
202009 79.104 109.815 97.193
202012 105.438 109.897 129.452
202103 83.746 111.754 101.111
202106 73.318 114.631 86.299
202109 75.435 115.734 87.944
202112 80.889 117.630 92.784
202203 72.182 121.301 80.290
202206 74.467 125.017 80.370
202209 76.630 125.227 82.566
202212 78.179 125.222 84.238
202303 78.904 127.348 83.600
202306 75.781 128.729 79.430
202309 76.887 129.860 79.887
202312 78.280 129.419 81.611
202403 81.950 131.776 83.909
202406 90.698 132.554 92.322
202409 94.887 133.029 96.241
202412 107.646 133.157 109.076
202503 103.968 134.927 103.968

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Unum Group  (BSP:U1NM34) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Unum Group Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Unum Group's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Unum Group Business Description

Industry
Traded in Other Exchanges
Address
1 Fountain Square, Chattanooga, TN, USA, 37402
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The majority of the revenue is earned from the Unum USA segment. The firm markets its products through brokers.

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