FFBB (FFB Bancorp) OCF Margin %: 0.00% (As of Mar. 2026)

What is FFB Bancorp OCF Margin %?

FFB Bancorp FFBB 79 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates FFBB with a GF Score™ of 79/100 and a GF Value™ of $92.13 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,501 Banks companies, FFB Bancorp ranks better than 57.3% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. FFB Bancorp's Cash Flow from Operations for the three months ended in Mar. 2026 was $0.00 Mil. FFB Bancorp's Revenue for the three months ended in Mar. 2026 was $21.60 Mil. Therefore, FFB Bancorp's OCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, FFB Bancorp's current OCF Yield % is 11.22%.

The historical rank and industry rank for FFB Bancorp's OCF Margin % or its related term are showing as below:

FFBB' s OCF Margin % Range Over the Past 10 Years
Min: 2.69 Med: 38.03 Max: 78.97
Current: 33.52

During the past 13 years, the highest OCF Margin % of FFB Bancorp was 78.97%. The lowest was 2.69%. And the median was 38.03%.

FFBB's OCF Margin % is ranked better than
57.3% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs FFBB: 33.52

FFB Bancorp OCF Margin % Related Terms

FFB Bancorp OCF Margin % Historical Data

* Premium members only.

The historical data trend for FFB Bancorp's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FFB Bancorp OCF Margin % Chart

FFB Bancorp Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

OCF Margin %

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38.39

39.02

60.70

37.66

32.19

FFB Bancorp Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
OCF Margin %	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

FFBB vs WNEB, FDBC, FRAF: OCF Margin % Comparison

For the Banks - Regional subindustry, FFB Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FFB Bancorp OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, FFB Bancorp's OCF Margin % distribution charts can be found below:

* The bar in red indicates where FFB Bancorp's OCF Margin % falls into.

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79GF Score

FFB Bancorp FFBB

OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.

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FFB Bancorp OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

FFB Bancorp's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin	=	Cash Flow from Operations (A: Dec. 2025 )	/	Revenue (A: Dec. 2025 )
	=	30.069	/	93.41
	=	32.19 %

FFB Bancorp's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin	=	Cash Flow from Operations (Q: Mar. 2026 )	/	Revenue (Q: Mar. 2026 )
	=	0	/	21.597
	=	0.00 %

Frequently Asked Questions Learn more about OCF Margin % →

What does a OCF Margin % of 0.00% mean?

FFB Bancorp (FFBB) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on FFB Bancorp and its competitors. Over the past decade, FFB Bancorp's OCF Margin % has ranged from 2.69 to 78.97. According to the industry distribution chart, FFB Bancorp ranks #641 out of 1501 companies in the Banks industry, placing it in the top 42.7%.

Is FFB Bancorp's OCF Margin % too high?

FFB Bancorp's current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 2.69 to a high of 78.97. Based on the distribution chart, FFB Bancorp ranks #641 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, FFB Bancorp has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does FFB Bancorp's OCF Margin % compare to WNEB and FDBC?

According to the Banks industry distribution chart, FFB Bancorp ranks #641 out of 1501 companies for OCF Margin %. This puts FFB Bancorp in the upper half of its industry. The industry median OCF Margin % is 29.44. Historically, FFB Bancorp's own OCF Margin % has ranged from 2.69 to 78.97 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good OCF Margin % for a Banks company?

The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high OCF Margin % mean?

A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on FFB Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FFB Bancorp's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is FFB Bancorp stock overvalued right now?

Based on GuruFocus' analysis, FFB Bancorp (FFBB) is currently considered Fairly Valued. The stock's GF Value™ is $92.13, compared to a current price of $85.15 — trading 7.6% below its estimated fair value. The current OCF Margin % is 0.00%. FFB Bancorp's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is OCF Margin % calculated?

OCF Margin % is calculated from a company's financial statements. For FFB Bancorp (FFBB), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FFB Bancorp (FFBB) Overvalued in 2026?

Based on GuruFocus' analysis, FFB Bancorp stock appears to be undervalued. The current stock price of $85.15 is trading 7.6% below its estimated GF Value™ of $92.13. GuruFocus considers FFB Bancorp to be Fairly Valued.

Key valuation signals for FFBB:

OCF Margin %: 0.00%
GF Value™: $92.13 vs. price of $85.15 (7.6% below fair value)
GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the FFBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FFB Bancorp Business Description

Industry Financial Services Banks

Comparable Companies WNEB FDBC FRAF EXSR OVLY FUNC ATLO FNRN FCCO LRBI SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 7690 North Palm Avenue, Fresno, CA, USA, 93711

Website https://www.ffb.bank

FFB Bancorp operates as a bank. It provides a full range of banking services such as checking, savings, certificates of deposits, loans and credits, online banking, mobile banking, debit cards, cash management services, and remote deposit capture service. It generates revenue in the form of interest income.

79GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.15

Price

$92.13

GF Value

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