FFBB (FFB Bancorp) Tariff Resilience Score: 9/10 (As of Jul. 01, 2026)


FFBB FFB Bancorp FFBB
79 GF Score
Price $85.75
GF Value $92.33
Valuation Fairly Valued
! 2 Warning Signs
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What is FFB Bancorp Tariff Resilience Score?

FFB Bancorp FFBB 79 Tariff Resilience Score is 9 as of Jul. 01, 2026. GuruFocus rates FFBB with a GF Score™ of 79/100 and a GF Value™ of $92.33 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,607 Banks companies, FFB Bancorp ranks better than 99.25% on this metric.

FFB Bancorp has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

FFB Bancorp has As a regional bank, FFBB has minimal direct exposure to tariffs. Its operations are primarily domestic, and its financial services are not directly impacted by international trade policies.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes FFB Bancorp might have Highly Resilient.


FFB Bancorp  (OTCPK:FFBB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

FFB Bancorp Tariff Resilience Score Related Terms


FFBB vs ATLO, HWBK, LCNB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, FFB Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FFB Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, FFB Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where FFB Bancorp's Tariff Resilience Score falls into.


FFBB
79GF Score
FFB Bancorp FFBB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
FFB Bancorp (FFBB) has a Tariff Resilience Score of 9 as of Jul. 01, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, FFB Bancorp ranks #12 out of 1607 companies in the Banks industry, placing it in the top 0.7%.
Is FFB Bancorp's Tariff Resilience Score too high?
FFB Bancorp's current Tariff Resilience Score is 9. Based on the distribution chart, FFB Bancorp ranks #12 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, FFB Bancorp has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FFB Bancorp's Tariff Resilience Score compare to ATLO and HWBK?
According to the Banks industry distribution chart, FFB Bancorp ranks #12 out of 1607 companies for Tariff Resilience Score. This places FFB Bancorp in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. FFB Bancorp's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FFB Bancorp (FFBB) is currently considered Fairly Valued. The stock's GF Value™ is $92.33, compared to a current price of $85.75 — trading 7.1% below its estimated fair value. The current Tariff Resilience Score is 9. FFB Bancorp's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For FFB Bancorp (FFBB), the current Tariff Resilience Score is 9 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FFB Bancorp (FFBB) Overvalued in 2026?

Based on GuruFocus' analysis, FFB Bancorp stock appears to be undervalued. The current stock price of $85.75 is trading 7.1% below its estimated GF Value™ of $92.33. GuruFocus considers FFB Bancorp to be Fairly Valued.

Key valuation signals for FFBB:

  • Tariff Resilience Score: 9
  • GF Value™: $92.33 vs. price of $85.75 (7.1% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the FFBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FFB Bancorp Business Description

Address 7690 North Palm Avenue, Fresno, CA, USA, 93711
FFB Bancorp operates as a bank. It provides a full range of banking services such as checking, savings, certificates of deposits, loans and credits, online banking, mobile banking, debit cards, cash management services, and remote deposit capture service. It generates revenue in the form of interest income.
79GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.75
Price
$92.33
GF Value