FMNB (Farmers National Banc) Long-Term Debt: $94.1 Mil (As of Mar. 2026)


FMNB Farmers National Banc Corp FMNB
57 GF Score
Price $14.31
GF Value $15.38
Valuation Fairly Valued
! 2 Warning Signs
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What is Farmers National Banc Long-Term Debt?

Farmers National Banc FMNB +0.28% 57 Long-Term Debt is $94.1 Mil as of Mar. 2026. GuruFocus rates FMNB with a GF Score™ of 57/100 and a GF Value™ of $15.38 (Fairly Valued). The stock has 2 warning signs investors should review.

Farmers National Banc's Long-Term Debt for the quarter that ended in Mar. 2026 was $94.1 Mil.

Farmers National Banc's quarterly Long-Term Debt increased from Sep. 2025 ($86.6 Mil) to Dec. 2025 ($86.7 Mil) and increased from Dec. 2025 ($86.7 Mil) to Mar. 2026 ($94.1 Mil).

Farmers National Banc's annual Long-Term Debt declined from Dec. 2023 ($88.7 Mil) to Dec. 2024 ($86.2 Mil) but then increased from Dec. 2024 ($86.2 Mil) to Dec. 2025 ($86.7 Mil).

Farmers National Banc  (NAS:FMNB) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Farmers National Banc Long-Term Debt Related Terms

Farmers National Banc Long-Term Debt Historical Data

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The historical data trend for Farmers National Banc's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers National Banc Long-Term Debt Chart

Farmers National Banc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 87.76 88.21 88.66 86.15 86.73

Farmers National Banc Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 86.28 86.43 86.58 86.73 94.11
FMNB
57GF Score
Farmers National Banc Corp FMNB
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $94.1 Mil mean?
Farmers National Banc (FMNB) has a Long-Term Debt of $94.1 Mil as of Mar. 2026.
Is Farmers National Banc's Long-Term Debt too high?
Farmers National Banc's current Long-Term Debt is $94.1 Mil. Overall, Farmers National Banc has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Farmers National Banc's Long-Term Debt compare to MPB and EGBN?
Farmers National Banc's Long-Term Debt of $94.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Farmers National Banc's current Long-Term Debt is $94.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers National Banc stock overvalued right now?
Based on GuruFocus' analysis, Farmers National Banc (FMNB) is currently considered Fairly Valued. The stock's GF Value™ is $15.38, compared to a current price of $14.31 — trading 7% below its estimated fair value. The current Long-Term Debt is $94.1 Mil. Farmers National Banc's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Farmers National Banc (FMNB), the current Long-Term Debt is $94.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers National Banc (FMNB) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers National Banc stock appears to be undervalued. The current stock price of $14.31 is trading 7% below its estimated GF Value™ of $15.38. GuruFocus considers Farmers National Banc to be Fairly Valued.

Key valuation signals for FMNB:

  • Long-Term Debt: $94.1 Mil
  • GF Value™: $15.38 vs. price of $14.31 (7% below fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the FMNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Farmers National Banc Business Description

Address 20 South Broad Street, Canfield, OH, USA, 44406
Farmers National Banc Corp is a financial holding company based in the U.S. Along with its subsidiaries, it operates in the domestic banking, trust, retirement consulting, insurance, and financial management industries. The group offers a full range of commercial and retail banking services, including checking accounts, savings accounts, time deposit accounts, commercial, mortgage, and installment loans, safe deposit boxes, ATMs, internet banking, and other banking services. Additionally, it offers personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; insurance products, and other financial products and services. The group's reportable segments are Bank, which generates the maximum revenue, and Trust.
57GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.31
Price
$15.38
GF Value