Globe LifeFRA:TMJ +0.39%89 FCF Yield % is 8.83 as of Jun. 28, 2026, which is 36% below its 10-year median of 13.78. GuruFocus rates FRA:TMJ with a GF Score™ of 89/100 and a GF Value™ of €128.73 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 508 Insurance companies, Globe Life ranks better than 56.1% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Globe Life FCF Yield % Related Terms
Globe Life FCF Yield % Historical Data
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The historical data trend for Globe Life's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Globe Life's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Globe Life FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Globe Life's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Globe Life's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Globe Life (FRA:TMJ) has a FCF Yield % of 8.83 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Globe Life and its competitors. This is 36% below median its historical median of 13.78. Over the past decade, Globe Life's FCF Yield % has ranged from 8.60 to 23.23. According to the industry distribution chart, Globe Life ranks #223 out of 508 companies in the Insurance industry, placing it in the top 43.9%.
Is Globe Life's FCF Yield % too high?
Globe Life's current FCF Yield % of 8.83 is 36% below median its 10-year median of 13.78. Over the past 10 years, this metric has ranged from a low of 8.60 to a high of 23.23. The Insurance industry median FCF Yield % is 7.10. Globe Life's value of 8.83 is 24.5% above this industry median. Based on the distribution chart, Globe Life ranks #223 out of 508 companies in the Insurance industry, which is above the industry midpoint. Overall, Globe Life has a GF Score™ of 89/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Globe Life's FCF Yield % compare to UNM and PRI?
According to the Insurance industry distribution chart, Globe Life ranks #223 out of 508 companies for FCF Yield %. This puts Globe Life in the upper half of its industry. The industry median FCF Yield % is 7.10. Globe Life's value of 8.83 is 24.5% above this benchmark. Historically, Globe Life's own FCF Yield % has ranged from 8.60 to 23.23 over the past decade. While the company's 10-year median is 13.78 vs. the industry median of 7.10, Globe Life has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.10, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Globe Life's current FCF Yield % of 8.83 is 24.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Globe Life and its competitors. For the Insurance industry, the median FCF Yield % is 7.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Globe Life's current FCF Yield % is 8.83, which is 36% below median its own 10-year median of 13.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Globe Life stock overvalued right now?
Based on GuruFocus' analysis, Globe Life (FRA:TMJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €128.73, compared to a current price of €154.20 — trading 19.8% above its estimated fair value. The current FCF Yield % is 8.83, which is 36% below median its 10-year median of 13.78 and 24.5% above the Insurance industry median of 7.10. Globe Life's overall GF Score™ is 89/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Globe Life (FRA:TMJ), the current FCF Yield % is 8.83 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Globe Life (FRA:TMJ) Overvalued in 2026?
Based on GuruFocus' analysis, Globe Life stock appears to be overvalued.
The current stock price of €154.20 is trading 19.8% above its estimated GF Value™ of €128.73.
GuruFocus considers Globe Life to be Modestly Overvalued.
Key valuation signals for FRA:TMJ:
FCF Yield %: 8.83 (36% below median its 10-year median of 13.78)
GF Value™: €128.73 vs. price of €154.20 (19.8% above fair value)
Industry Position: 24.5% above the Insurance median (#223 of 508)
No single metric tells the full story. See the FRA:TMJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Globe Life Inc is an insurance holding company. It provides a variety of life and supplemental health insurance products and annuities to a broad base of customers. The company's core operations are organized into three reportable segments: life insurance, supplemental health insurance and investments. Investment activities, conducted by the investment segment, focus on seeking investments with a yield and term appropriate to support the insurance product obligations. These investments generally consist of fixed maturities and, over the long term, the expected yields are considered when setting insurance premium rates and product profitability expectations.
89GF Score
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