Globe LifeFRA:TMJ +2.47%85 OCF Margin % is 26.99% as of Mar. 2026, which is 6% below its 10-year median of 28.84. GuruFocus rates FRA:TMJ with a GF Score™ of 85/100 and a GF Value™ of €130.79 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 501 Insurance companies, Globe Life ranks better than 75.65% on this metric.
The historical rank and industry rank for Globe Life's OCF Margin % or its related term are showing as below:
FRA:TMJ'
s OCF Margin % Range Over the Past 10 Years
Min: 23.3 Med: 28.84 Max: 35.55
Current: 22.82
During the past 13 years, the highest OCF Margin % of Globe Life was 35.55%. The lowest was 23.30%. And the median was 28.84%.
FRA:TMJ's OCF Margin % is ranked better than 75.65% of 501
companies
in the Insurance industry
Industry Median: 10.85
vs FRA:TMJ: 22.82
Globe Life OCF Margin % Related Terms
Globe Life OCF Margin % Historical Data
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The historical data trend for Globe Life's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Globe Life's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Globe Life OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Globe Life's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Globe Life's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Globe Life (FRA:TMJ) has a OCF Margin % of 26.99% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Globe Life and its competitors. This is near median its historical median of 28.84. Over the past decade, Globe Life's OCF Margin % has ranged from 23.30 to 35.55. According to the industry distribution chart, Globe Life ranks #122 out of 501 companies in the Insurance industry, placing it in the top 24.4%.
Is Globe Life's OCF Margin % too high?
Globe Life's current OCF Margin % of 26.99% is near median its 10-year median of 28.84. Over the past 10 years, this metric has ranged from a low of 23.30 to a high of 35.55. The Insurance industry median OCF Margin % is 10.85. Globe Life's value of 26.99% is 148.8% above this industry median. Based on the distribution chart, Globe Life ranks #122 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Globe Life has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Globe Life's OCF Margin % compare to UNM and PRI?
According to the Insurance industry distribution chart, Globe Life ranks #122 out of 501 companies for OCF Margin %. This places Globe Life in the top 24% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.85. Globe Life's value of 26.99% is 148.8% above this benchmark. Historically, Globe Life's own OCF Margin % has ranged from 23.30 to 35.55 over the past decade. While the company's 10-year median is 28.84 vs. the industry median of 10.85, Globe Life has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Globe Life's current OCF Margin % of 26.99% is 148.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Globe Life and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Globe Life's current OCF Margin % is 26.99%, which is near median its own 10-year median of 28.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Globe Life stock overvalued right now?
Based on GuruFocus' analysis, Globe Life (FRA:TMJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €130.79, compared to a current price of €153.50 — trading 17.4% above its estimated fair value. The current OCF Margin % is 26.99%, which is near median its 10-year median of 28.84 and 148.8% above the Insurance industry median of 10.85. Globe Life's overall GF Score™ is 85/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Globe Life (FRA:TMJ), the current OCF Margin % is 26.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Globe Life (FRA:TMJ) Overvalued in 2026?
Based on GuruFocus' analysis, Globe Life stock appears to be overvalued.
The current stock price of €153.50 is trading 17.4% above its estimated GF Value™ of €130.79.
GuruFocus considers Globe Life to be Modestly Overvalued.
Key valuation signals for FRA:TMJ:
OCF Margin %: 26.99% (near median its 10-year median of 28.84)
GF Value™: €130.79 vs. price of €153.50 (17.4% above fair value)
Industry Position: 148.8% above the Insurance median (#122 of 501)
No single metric tells the full story. See the FRA:TMJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Globe Life Inc is an insurance holding company. It provides a variety of life and supplemental health insurance products and annuities to a broad base of customers. The company's core operations are organized into three reportable segments: life insurance, supplemental health insurance and investments. Investment activities, conducted by the investment segment, focus on seeking investments with a yield and term appropriate to support the insurance product obligations. These investments generally consist of fixed maturities and, over the long term, the expected yields are considered when setting insurance premium rates and product profitability expectations.
85GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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