Globe Life (FRA:TMJ) Margin of Safety % (DCF Earnings Based): 37.63% (As of Jun. 24, 2026)


FRA:TMJ Globe Life Inc FRA:TMJ
85 GF Score
Price €149.80
GF Value €127.64
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Globe Life Margin of Safety % (DCF Earnings Based)?

Globe Life FRA:TMJ +1.08% 85 Margin of Safety % (DCF Earnings Based) is 37.63% as of Jun. 24, 2026. GuruFocus rates FRA:TMJ with a GF Score™ of 85/100 and a GF Value™ of €127.64 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), Globe Life's Predictability Rank is 4.5-Stars. Globe Life's intrinsic value calculated from the Discounted Earnings model is €240.18 and current share price is €149.80. Consequently,

Globe Life's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 37.63%.

FRA:TMJ vs UNM, PRI, JXN: Margin of Safety % (DCF Earnings Based) Comparison

For the Insurance - Life subindustry, Globe Life's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Globe Life Margin of Safety % (DCF Earnings Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Globe Life's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Globe Life's Margin of Safety % (DCF Earnings Based) falls into.


FRA:TMJ
85GF Score
Globe Life Inc FRA:TMJ
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Globe Life Margin of Safety % (DCF Earnings Based) Calculation

Globe Life's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(240.18-149.80)/240.18
=37.63 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 37.63% mean?
Globe Life (FRA:TMJ) has a Margin of Safety % (DCF Earnings Based) of 37.63% as of Jun. 24, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Globe Life.
Is Globe Life's Margin of Safety % (DCF Earnings Based) too high?
Globe Life's current Margin of Safety % (DCF Earnings Based) is 37.63%. Overall, Globe Life has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Globe Life's Margin of Safety % (DCF Earnings Based) compare to UNM and PRI?
Globe Life's Margin of Safety % (DCF Earnings Based) of 37.63% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for an Insurance company?
A good Margin of Safety % (DCF Earnings Based) depends on the Insurance industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Globe Life. Globe Life's current Margin of Safety % (DCF Earnings Based) is 37.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Globe Life stock overvalued right now?
Based on GuruFocus' analysis, Globe Life (FRA:TMJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €127.64, compared to a current price of €149.80 — trading 17.4% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 37.63%. Globe Life's overall GF Score™ is 85/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Globe Life (FRA:TMJ), the current Margin of Safety % (DCF Earnings Based) is 37.63% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Globe Life (FRA:TMJ) Overvalued in 2026?

Based on GuruFocus' analysis, Globe Life stock appears to be overvalued. The current stock price of €149.80 is trading 17.4% above its estimated GF Value™ of €127.64. GuruFocus considers Globe Life to be Modestly Overvalued.

Key valuation signals for FRA:TMJ:

  • Margin of Safety % (DCF Earnings Based): 37.63%
  • GF Value™: €127.64 vs. price of €149.80 (17.4% above fair value)
  • GF Score™: 85/100 with 9 warning signs

No single metric tells the full story. See the FRA:TMJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Globe Life Business Description

Address 7677 Henneman Way, McKinney, TX, USA, 75070
Globe Life Inc is an insurance holding company. It provides a variety of life and supplemental health insurance products and annuities to a broad base of customers. The company's core operations are organized into three reportable segments: life insurance, supplemental health insurance and investments. Investment activities, conducted by the investment segment, focus on seeking investments with a yield and term appropriate to support the insurance product obligations. These investments generally consist of fixed maturities and, over the long term, the expected yields are considered when setting insurance premium rates and product profitability expectations.
85GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€149.80
Price
€127.64
GF Value