Protector Forsikring ASAHAM:PR4 +0.29%47 FCF Yield % is 3.54 as of Jun. 26, 2026, which is 213% above its 10-year median of 1.13. GuruFocus rates HAM:PR4 with a GF Score™ of 47/100 and a GF Value™ of €31.40 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 504 Insurance companies, Protector Forsikring ASA ranks worse than 65.67% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Protector Forsikring ASA FCF Yield % Related Terms
Protector Forsikring ASA FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Protector Forsikring ASA's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Protector Forsikring ASA FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Protector Forsikring ASA's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Protector Forsikring ASA's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Protector Forsikring ASA (HAM:PR4) has a FCF Yield % of 3.54 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Protector Forsikring ASA and its competitors. This is 213% above median its historical median of 1.13. According to the industry distribution chart, Protector Forsikring ASA ranks #331 out of 504 companies in the Insurance industry, placing it in the top 65.7%.
Is Protector Forsikring ASA's FCF Yield % too high?
Protector Forsikring ASA's current FCF Yield % of 3.54 is 213% above median its 10-year median of 1.13. The Insurance industry median FCF Yield % is 7.11. Protector Forsikring ASA's value of 3.54 is 50.2% below this industry median. Based on the distribution chart, Protector Forsikring ASA ranks #331 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Protector Forsikring ASA has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Protector Forsikring ASA's FCF Yield % compare to FNF and AXS?
According to the Insurance industry distribution chart, Protector Forsikring ASA ranks #331 out of 504 companies for FCF Yield %. This places Protector Forsikring ASA in the lower half of its industry. The industry median FCF Yield % is 7.11. Protector Forsikring ASA's value of 3.54 is 50.2% below this benchmark. While the company's 10-year median is 1.13 vs. the industry median of 7.11, Protector Forsikring ASA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.11, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Protector Forsikring ASA's current FCF Yield % of 3.54 is 50.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Protector Forsikring ASA and its competitors. For the Insurance industry, the median FCF Yield % is 7.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Protector Forsikring ASA's current FCF Yield % is 3.54, which is 213% above median its own 10-year median of 1.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Protector Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Protector Forsikring ASA (HAM:PR4) is currently considered Significantly Overvalued. The stock's GF Value™ is €31.40, compared to a current price of €42.10 — trading 34.1% above its estimated fair value. The current FCF Yield % is 3.54, which is 213% above median its 10-year median of 1.13 and 50.2% below the Insurance industry median of 7.11. Protector Forsikring ASA's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Protector Forsikring ASA (HAM:PR4), the current FCF Yield % is 3.54 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Protector Forsikring ASA (HAM:PR4) Overvalued in 2026?
Based on GuruFocus' analysis, Protector Forsikring ASA stock appears to be overvalued.
The current stock price of €42.10 is trading 34.1% above its estimated GF Value™ of €31.40.
GuruFocus considers Protector Forsikring ASA to be Significantly Overvalued.
Key valuation signals for HAM:PR4:
FCF Yield %: 3.54 (213% above median its 10-year median of 1.13)
GF Value™: €31.40 vs. price of €42.10 (34.1% above fair value)
Industry Position: 50.2% below the Insurance median (#331 of 504)
No single metric tells the full story. See the HAM:PR4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Protector Forsikring ASA developer of a general P&C and employee benefits insurance provider designed to deliver cost and quality leadership in the insurance industry. The company offers standardized insurance products, all core systems insourced and developed in-house, enabling brokers and businesses across multiple countries to access competitive pricing and a value-based performance culture.
47GF Score
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