Protector Forsikring ASA (HAM:PR4) Long-Term Debt: €210 Mil (As of Mar. 2026)


HAM:PR4 Protector Forsikring ASA HAM:PR4
47 GF Score
Price €42.10
GF Value €31.38
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Protector Forsikring ASA Long-Term Debt?

Protector Forsikring ASA HAM:PR4 +0.29% 47 Long-Term Debt is €210 Mil as of Mar. 2026. GuruFocus rates HAM:PR4 with a GF Score™ of 47/100 and a GF Value™ of €31.38 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Protector Forsikring ASA's Long-Term Debt for the quarter that ended in Mar. 2026 was €210 Mil.

Protector Forsikring ASA's quarterly Long-Term Debt declined from Sep. 2025 (€273 Mil) to Dec. 2025 (€198 Mil) but then increased from Dec. 2025 (€198 Mil) to Mar. 2026 (€210 Mil).

Protector Forsikring ASA's annual Long-Term Debt declined from Dec. 2023 (€164 Mil) to Dec. 2024 (€131 Mil) but then increased from Dec. 2024 (€131 Mil) to Dec. 2025 (€198 Mil).

Protector Forsikring ASA  (HAM:PR4) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Protector Forsikring ASA Long-Term Debt Related Terms

Protector Forsikring ASA Long-Term Debt Historical Data

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The historical data trend for Protector Forsikring ASA's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Protector Forsikring ASA Long-Term Debt Chart

Protector Forsikring ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 136.45 118.93 164.46 131.41 197.72

Protector Forsikring ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 232.85 231.85 273.09 197.72 209.57
HAM:PR4
47GF Score
Protector Forsikring ASA HAM:PR4
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €210 Mil mean?
Protector Forsikring ASA (HAM:PR4) has a Long-Term Debt of €210 Mil as of Mar. 2026.
Is Protector Forsikring ASA's Long-Term Debt too high?
Protector Forsikring ASA's current Long-Term Debt is €210 Mil. Overall, Protector Forsikring ASA has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Protector Forsikring ASA's Long-Term Debt compare to FNF and AXS?
Protector Forsikring ASA's Long-Term Debt of €210 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Protector Forsikring ASA's current Long-Term Debt is €210 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Protector Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Protector Forsikring ASA (HAM:PR4) is currently considered Significantly Overvalued. The stock's GF Value™ is €31.38, compared to a current price of €42.10 — trading 34.2% above its estimated fair value. The current Long-Term Debt is €210 Mil. Protector Forsikring ASA's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Protector Forsikring ASA (HAM:PR4), the current Long-Term Debt is €210 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Protector Forsikring ASA (HAM:PR4) Overvalued in 2026?

Based on GuruFocus' analysis, Protector Forsikring ASA stock appears to be overvalued. The current stock price of €42.10 is trading 34.2% above its estimated GF Value™ of €31.38. GuruFocus considers Protector Forsikring ASA to be Significantly Overvalued.

Key valuation signals for HAM:PR4:

  • Long-Term Debt: €210 Mil
  • GF Value™: €31.38 vs. price of €42.10 (34.2% above fair value)
  • GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the HAM:PR4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Protector Forsikring ASA Business Description

Address Stoperigata 2, PB 1351 Vika, Oslo, NOR, 0113
Protector Forsikring ASA developer of a general P&C and employee benefits insurance provider designed to deliver cost and quality leadership in the insurance industry. The company offers standardized insurance products, all core systems insourced and developed in-house, enabling brokers and businesses across multiple countries to access competitive pricing and a value-based performance culture.
47GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€42.10
Price
€31.38
GF Value