Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-12), Bank AL Habib's 3-1 Month Momentum % is 5.14%.
The industry rank for Bank AL Habib's 3-1 Month Momentum % or its related term are showing as below:
KAR:BAHL's 3-1 Month Momentum % is ranked better than 61.26% of 1572
companies
in the Banks industry
Industry Median: 4.695
vs KAR:BAHL: 5.14
Bank AL Habib (KAR:BAHL) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Bank AL Habib 3-1 Month Momentum % Related Terms
Bank AL Habib 3-1 Month Momentum % Competitor Comparison
For the Banks - Regional subindustry, Bank AL Habib's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank AL Habib 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Bank AL Habib's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Bank AL Habib's 3-1 Month Momentum % falls into.
Bank AL Habib (KAR:BAHL) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank AL Habib (KAR:BAHL) has a 3-1 Month Momentum % of 5.14% as of Sep. 12, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bank AL Habib and its competitors. According to the industry distribution chart, Bank AL Habib ranks #609 out of 1572 companies in the Banks industry, placing it in the top 38.7%.
Is Bank AL Habib's 3-1 Month Momentum % too high?
Bank AL Habib's current 3-1 Month Momentum % is 5.14%. The Banks industry median 3-1 Month Momentum % is 4.70. Bank AL Habib's value of 5.14% is 9.5% above this industry median. Based on the distribution chart, Bank AL Habib ranks #609 out of 1572 companies in the Banks industry, which is above the industry midpoint. Overall, Bank AL Habib has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank AL Habib's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Bank AL Habib ranks #609 out of 1572 companies for 3-1 Month Momentum %. This puts Bank AL Habib in the upper half of its industry. The industry median 3-1 Month Momentum % is 4.70. Bank AL Habib's value of 5.14% is 9.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.70, based on 1,572 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank AL Habib's current 3-1 Month Momentum % of 5.14% is 9.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bank AL Habib and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank AL Habib's current 3-1 Month Momentum % is 5.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AL Habib stock overvalued right now?
Based on GuruFocus' analysis, Bank AL Habib (KAR:BAHL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨127.66, compared to a current price of ₨152.91 — trading 19.8% above its estimated fair value. The current 3-1 Month Momentum % is 5.14% and 9.5% above the Banks industry median of 4.70. Bank AL Habib's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Bank AL Habib (KAR:BAHL), the current 3-1 Month Momentum % is 5.14% as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank AL Habib (KAR:BAHL) Overvalued in 2026?
Based on GuruFocus' analysis, Bank AL Habib stock appears to be overvalued.
The current stock price of ₨152.91 is trading 19.8% above its estimated GF Value™ of ₨127.66.
GuruFocus considers Bank AL Habib to be Modestly Overvalued.
Key valuation signals for KAR:BAHL:
3-1 Month Momentum %: 5.14%
GF Value™: ₨127.66 vs. price of ₨152.91 (19.8% above fair value)
Industry Position: 9.5% above the Banks median (#609 of 1572)
No single metric tells the full story. See the KAR:BAHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank AL Habib Ltd is a banking company in Pakistan. It provides banking services consisting of retail banking, current & savings accounts, credit cards, consumer banking products, provision of banking & other financial services to individual customers, small merchants & small-medium enterprises. The company also provides commercial banking such as banking services including treasury & international trade-related activities to large corporate customers, multinational companies, and government, & semi-government departments & institutions. Geographically, it operates in Pakistan, the Middle East & Asia- Pacific. The majority of revenue is from the Commercial banking segment.
65GF Score
Get the complete analysis for KAR:BAHL
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KAR:BAHL has been successfully added to your 
