Kaspi.kz JSCKSPI +2.61%81 FCF Yield % is 8.71 as of Jun. 27, 2026, which is 5% above its 10-year median of 8.31. GuruFocus rates KSPI with a GF Score™ of 81/100 and a GF Value™ of $201.25 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,868 Software companies, Kaspi.kz JSC ranks better than 82.04% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Kaspi.kz JSC FCF Yield % Related Terms
Kaspi.kz JSC FCF Yield % Historical Data
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The historical data trend for Kaspi.kz JSC's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Kaspi.kz JSC's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kaspi.kz JSC FCF Yield % vs Software Industry
For the Software industry and Technology sector, Kaspi.kz JSC's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Kaspi.kz JSC's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kaspi.kz JSC (KSPI) has a FCF Yield % of 8.71 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Kaspi.kz JSC and its competitors. This is near median its historical median of 8.31. According to the industry distribution chart, Kaspi.kz JSC ranks #515 out of 2868 companies in the Software industry, placing it in the top 18%.
Is Kaspi.kz JSC's FCF Yield % too high?
Kaspi.kz JSC's current FCF Yield % of 8.71 is near median its 10-year median of 8.31. The Software industry median FCF Yield % is 0.89. Kaspi.kz JSC's value of 8.71 is 884.2% above this industry median. Based on the distribution chart, Kaspi.kz JSC ranks #515 out of 2868 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Kaspi.kz JSC has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kaspi.kz JSC's FCF Yield % compare to MSFT and ORCL?
According to the Software industry distribution chart, Kaspi.kz JSC ranks #515 out of 2868 companies for FCF Yield %. This places Kaspi.kz JSC in the top 18% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 0.89. Kaspi.kz JSC's value of 8.71 is 884.2% above this benchmark. While the company's 10-year median is 8.31 vs. the industry median of 0.89, Kaspi.kz JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Software company?
The median FCF Yield % among Software companies is 0.89, based on 2,868 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kaspi.kz JSC's current FCF Yield % of 8.71 is 884.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Kaspi.kz JSC and its competitors. For the Software industry, the median FCF Yield % is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kaspi.kz JSC's current FCF Yield % is 8.71, which is near median its own 10-year median of 8.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kaspi.kz JSC stock overvalued right now?
Based on GuruFocus' analysis, Kaspi.kz JSC (KSPI) is currently considered Significantly Undervalued. The stock's GF Value™ is $201.25, compared to a current price of $88.95 — trading 55.8% below its estimated fair value. The current FCF Yield % is 8.71, which is near median its 10-year median of 8.31 and 884.2% above the Software industry median of 0.89. Kaspi.kz JSC's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Kaspi.kz JSC (KSPI), the current FCF Yield % is 8.71 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kaspi.kz JSC (KSPI) Overvalued in 2026?
Based on GuruFocus' analysis, Kaspi.kz JSC stock appears to be undervalued.
The current stock price of $88.95 is trading 55.8% below its estimated GF Value™ of $201.25.
GuruFocus considers Kaspi.kz JSC to be Significantly Undervalued.
Key valuation signals for KSPI:
FCF Yield %: 8.71 (near median its 10-year median of 8.31)
GF Value™: $201.25 vs. price of $88.95 (55.8% below fair value)
Industry Position: 884.2% above the Software median (#515 of 2868)
No single metric tells the full story. See the KSPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kaspi.kz JSC is the payment, marketplace, and Fintech ecosystem in Kazakhstan. The firm provides interconnected technologically seamless products and services that help people to pay, shop and manage their finances. Its operating segment includes the Payments Platform that connects its customers, which consist of both consumers and merchants, to facilitate cashless, digital transactions, the Marketplace Platform, which derives maximum revenue, connects merchants and consumers enabling merchants to increase their sales and consumers to buy a broad selection of products and services offered by a variety of merchants, and Fintech Platform that enables customers to manage their personal finances online and access consumer finance and deposit products through the Kaspi.kz Super App.
81GF Score
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