KSPI (Kaspi.kz JSC) Interest Expense: $-422 Mil (TTM As of Mar. 2026)

What is Kaspi.kz JSC Interest Expense?

Kaspi.kz JSC KSPI +1.68% 81 Interest Expense is $-422 Mil as of Mar. 2026. GuruFocus rates KSPI with a GF Score™ of 81/100 and a GF Value™ of $203.70 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Kaspi.kz JSC's interest expense for the three months ended in Mar. 2026 was $ 0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-422 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Kaspi.kz JSC's Operating Income for the three months ended in Mar. 2026 was $ 669 Mil. Kaspi.kz JSC's Interest Expense for the three months ended in Mar. 2026 was $ 0 Mil. GuruFocus does not calculate Kaspi.kz JSC's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Kaspi.kz JSC (NAS:KSPI) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Kaspi.kz JSC's Interest Expense for the three months ended in Mar. 2026 was $0 Mil. Its Operating Income for the three months ended in Mar. 2026 was $669 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $698 Mil.

Kaspi.kz JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

GuruFocus does not calculate Kaspi.kz JSC's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Kaspi.kz JSC Interest Expense Historical Data

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The historical data trend for Kaspi.kz JSC's Interest Expense can be seen below:

Kaspi.kz JSC Interest Expense Chart

Kaspi.kz JSC Annual Data

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Kaspi.kz JSC Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Expense	Get a 7-Day Free Trial															0.00	-421.98	0.00	0.00	0.00

81GF Score

Kaspi.kz JSC KSPI

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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Kaspi.kz JSC Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-422 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of $-422 Mil mean?

Kaspi.kz JSC (KSPI) has a Interest Expense of $-422 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Kaspi.kz JSC and its competitors.

Is Kaspi.kz JSC's Interest Expense too high?

Kaspi.kz JSC's current Interest Expense is $-422 Mil. Overall, Kaspi.kz JSC has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Kaspi.kz JSC's Interest Expense compare to MSFT and ORCL?

Kaspi.kz JSC's Interest Expense of $-422 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for a Software company?

A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Kaspi.kz JSC and its competitors. Kaspi.kz JSC's current Interest Expense is $-422 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Kaspi.kz JSC stock overvalued right now?

Based on GuruFocus' analysis, Kaspi.kz JSC (KSPI) is currently considered Significantly Undervalued. The stock's GF Value™ is $203.70, compared to a current price of $89.73 — trading 56% below its estimated fair value. The current Interest Expense is $-422 Mil. Kaspi.kz JSC's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For Kaspi.kz JSC (KSPI), the current Interest Expense is $-422 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kaspi.kz JSC (KSPI) Overvalued in 2026?

Based on GuruFocus' analysis, Kaspi.kz JSC stock appears to be undervalued. The current stock price of $89.73 is trading 56% below its estimated GF Value™ of $203.70. GuruFocus considers Kaspi.kz JSC to be Significantly Undervalued.

Key valuation signals for KSPI:

Interest Expense: $-422 Mil
GF Value™: $203.70 vs. price of $89.73 (56% below fair value)
GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the KSPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kaspi.kz JSC Business Description

Industry Technology Software

Comparable Companies MSFT ORCL PLTR PANW CRWD HKSE:02513 FTNT SNPS NET CRWV XYZ XAMS:ADYEN NTAP TWLO MDB VRSN FFIV CPAY OKTA ZS

Other Exchanges KSPID:Kazakhstan KSPI:Kazakhstan

Address 154A Nauryzbai Batyr Street, Almaty, KAZ, 050013

Website https://www.kaspi.kz

Kaspi.kz JSC is the payment, marketplace, and Fintech ecosystem in Kazakhstan. The firm provides interconnected technologically seamless products and services that help people to pay, shop and manage their finances. Its operating segment includes the Payments Platform that connects its customers, which consist of both consumers and merchants, to facilitate cashless, digital transactions, the Marketplace Platform, which derives maximum revenue, connects merchants and consumers enabling merchants to increase their sales and consumers to buy a broad selection of products and services offered by a variety of merchants, and Fintech Platform that enables customers to manage their personal finances online and access consumer finance and deposit products through the Kaspi.kz Super App.

81GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$89.73

Price

$203.70

GF Value

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