KSPI (Kaspi.kz JSC) Forward PE Ratio: 7.19 (As of Jul. 19, 2026)

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KSPI Kaspi.kz JSC KSPI
80 GF Score
Price $87.91
GF Value $222.17
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Kaspi.kz JSC Forward PE Ratio?

Kaspi.kz JSC KSPI +0.50% 80 Forward PE Ratio is 7.19 as of Jul. 19, 2026. GuruFocus rates KSPI with a GF Score™ of 80/100 and a GF Value™ of $222.17 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,173 Software companies, Kaspi.kz JSC ranks better than 90.79% on this metric.

Kaspi.kz JSC's Forward PE Ratio for today is 7.19.

Kaspi.kz JSC's PE Ratio without NRI for today is 7.53.

Kaspi.kz JSC's PE Ratio (TTM) for today is 7.53.


Kaspi.kz JSC  (NAS:KSPI) Forward PE Ratio Explanation

The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.

Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .


Kaspi.kz JSC Forward PE Ratio Related Terms


Kaspi.kz JSC Forward PE Ratio Historical Data

* Premium members only.

The historical data trend for Kaspi.kz JSC's Forward PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kaspi.kz JSC Forward PE Ratio Chart

Kaspi.kz JSC Annual Data
Trend 2024-12 2025-12
Forward PE Ratio
7.36 6.02

Kaspi.kz JSC Quarterly Data
2024-12 2025-03 2025-06 2025-09 2025-12 2026-03
Forward PE Ratio 7.36 7.15 6.99 6.39 6.02 5.36

KSPI vs MSFT, ORCL, PLTR: Forward PE Ratio Comparison

For the Software - Infrastructure subindustry, Kaspi.kz JSC's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kaspi.kz JSC Forward PE Ratio vs Software Industry

For the Software industry and Technology sector, Kaspi.kz JSC's Forward PE Ratio distribution charts can be found below:

* The bar in red indicates where Kaspi.kz JSC's Forward PE Ratio falls into.


KSPI
80GF Score
Kaspi.kz JSC KSPI
Forward PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Kaspi.kz JSC Forward PE Ratio Calculation

It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.

Frequently Asked Questions Learn more about Forward PE Ratio →
What does a Forward PE Ratio of 7.19 mean?
Kaspi.kz JSC (KSPI) has a Forward PE Ratio of 7.19 as of Jul. 19, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Kaspi.kz JSC and its competitors. According to the industry distribution chart, Kaspi.kz JSC ranks #108 out of 1173 companies in the Software industry, placing it in the top 9.2%.
Is Kaspi.kz JSC's Forward PE Ratio too high?
Kaspi.kz JSC's current Forward PE Ratio is 7.19. The Software industry median Forward PE Ratio is 18.64. Kaspi.kz JSC's value of 7.19 is 61.4% below this industry median. Based on the distribution chart, Kaspi.kz JSC ranks #108 out of 1173 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Kaspi.kz JSC has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kaspi.kz JSC's Forward PE Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Kaspi.kz JSC ranks #108 out of 1173 companies for Forward PE Ratio. This places Kaspi.kz JSC in the top 9% of its industry — outperforming the majority of peers. The industry median Forward PE Ratio is 18.64. Kaspi.kz JSC's value of 7.19 is 61.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Software company?
The median Forward PE Ratio among Software companies is 18.64, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kaspi.kz JSC's current Forward PE Ratio of 7.19 is 61.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Kaspi.kz JSC and its competitors. For the Software industry, the median Forward PE Ratio is 18.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kaspi.kz JSC's current Forward PE Ratio is 7.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kaspi.kz JSC stock overvalued right now?
Based on GuruFocus' analysis, Kaspi.kz JSC (KSPI) is currently considered Significantly Undervalued. The stock's GF Value™ is $222.17, compared to a current price of $87.91 — trading 60.4% below its estimated fair value. The current Forward PE Ratio is 7.19 and 61.4% below the Software industry median of 18.64. Kaspi.kz JSC's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Kaspi.kz JSC (KSPI), the current Forward PE Ratio is 7.19 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kaspi.kz JSC (KSPI) Overvalued in 2026?

Based on GuruFocus' analysis, Kaspi.kz JSC stock appears to be undervalued. The current stock price of $87.91 is trading 60.4% below its estimated GF Value™ of $222.17. GuruFocus considers Kaspi.kz JSC to be Significantly Undervalued.

Key valuation signals for KSPI:

  • Forward PE Ratio: 7.19
  • GF Value™: $222.17 vs. price of $87.91 (60.4% below fair value)
  • GF Score™: 80/100 with 3 warning signs
  • Industry Position: 61.4% below the Software median (#108 of 1173)

No single metric tells the full story. See the KSPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kaspi.kz JSC Business Description

Address 154A Nauryzbai Batyr Street, Almaty, KAZ, 050013
Kaspi.kz JSC is the payment, marketplace, and Fintech ecosystem in Kazakhstan. The firm provides interconnected technologically seamless products and services that help people to pay, shop and manage their finances. Its operating segment includes the Payments Platform that connects its customers, which consist of both consumers and merchants, to facilitate cashless, digital transactions, the Marketplace Platform, which derives maximum revenue, connects merchants and consumers enabling merchants to increase their sales and consumers to buy a broad selection of products and services offered by a variety of merchants, and Fintech Platform that enables customers to manage their personal finances online and access consumer finance and deposit products through the Kaspi.kz Super App.
80GF Score

Get the complete analysis for KSPI

Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$87.91
Price
$222.17
GF Value