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Zhongyuan Bank CoZNNGY 38 FCF Yield % is 957.66 as of Aug. 21, 2026, which is 1712% above its 10-year median of 52.85. GuruFocus rates ZNNGY with a GF Score™ of 38/100 and a GF Value™ of $3.80. The stock has 3 warning signs investors should review. Among 1,497 Banks companies, Zhongyuan Bank Co ranks better than 99.8% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Zhongyuan Bank Co FCF Yield % Related Terms
Zhongyuan Bank Co FCF Yield % Historical Data
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The historical data trend for Zhongyuan Bank Co's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zhongyuan Bank Co FCF Yield % Competitor Comparison
For the Banks - Regional subindustry, Zhongyuan Bank Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zhongyuan Bank Co FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Zhongyuan Bank Co's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Zhongyuan Bank Co's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zhongyuan Bank Co (ZNNGY) has a FCF Yield % of 957.66 as of Aug. 21, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Zhongyuan Bank Co and its competitors. This is 1712% above median its historical median of 52.85. According to the industry distribution chart, Zhongyuan Bank Co ranks #3 out of 1497 companies in the Banks industry, placing it in the top 0.2%.
Is Zhongyuan Bank Co's FCF Yield % too high?
Zhongyuan Bank Co's current FCF Yield % of 957.66 is 1712% above median its 10-year median of 52.85. The Banks industry median FCF Yield % is 8.15. Zhongyuan Bank Co's value of 957.66 is 11650.4% above this industry median. Based on the distribution chart, Zhongyuan Bank Co ranks #3 out of 1497 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Zhongyuan Bank Co has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Zhongyuan Bank Co's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Zhongyuan Bank Co ranks #3 out of 1497 companies for FCF Yield %. This places Zhongyuan Bank Co in the top 0% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.15. Zhongyuan Bank Co's value of 957.66 is 11650.4% above this benchmark. While the company's 10-year median is 52.85 vs. the industry median of 8.15, Zhongyuan Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhongyuan Bank Co's current FCF Yield % of 957.66 is 11650.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Zhongyuan Bank Co and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhongyuan Bank Co's current FCF Yield % is 957.66, which is 1712% above median its own 10-year median of 52.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhongyuan Bank Co stock overvalued right now?
Zhongyuan Bank Co (ZNNGY) has a current FCF Yield % of 957.66. The stock's GF Value™ is $3.80, compared to a current price of $3.11 — trading 18.2% below its estimated fair value. The current FCF Yield % is 957.66, which is 1712% above median its 10-year median of 52.85 and 11650.4% above the Banks industry median of 8.15. Zhongyuan Bank Co's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Zhongyuan Bank Co (ZNNGY), the current FCF Yield % is 957.66 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zhongyuan Bank Co (ZNNGY) Overvalued in 2026?
Based on GuruFocus' analysis, Zhongyuan Bank Co stock appears to be undervalued.
The current stock price of $3.11 is trading 18.2% below its estimated GF Value™ of $3.80.
Key valuation signals for ZNNGY:
FCF Yield %: 957.66 (1712% above median its 10-year median of 52.85)
GF Value™: $3.80 vs. price of $3.11 (18.2% below fair value)
Industry Position: 11650.4% above the Banks median (#3 of 1497)
No single metric tells the full story. See the ZNNGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zhongyuan Bank Co Ltd is engaged in the provision of corporate banking services. The business segments of the company are the Corporate banking segment, which represents the provision of a range of financial products and services to corporations, government agencies and financial institutions; The retail banking segment represents the provision of a range of financial products and services to retail customers; The financial markets business segment covers the Group's financial markets business operations. The financial markets business enters into inter-bank money market transactions, repurchase transactions, and investments; and Other segments. The company generates the majority of its revenue from the Corporate Banking segment.
38GF Score
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