ZNNGY (Zhongyuan Bank Co) PEG Ratio: N/A (As of Aug. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ZNNGY Zhongyuan Bank Co Ltd ZNNGY
38 GF Score
Price $3.11
GF Value $3.80
! 3 Warning Signs
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What is Zhongyuan Bank Co PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Zhongyuan Bank Co's PE Ratio without NRI is 4.94. Zhongyuan Bank Co's 5-Year Book Value growth rate is -4.60%. Therefore, Zhongyuan Bank Co's PEG Ratio for today is N/A.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Zhongyuan Bank Co's PEG Ratio or its related term are showing as below:


During the past 12 years, Zhongyuan Bank Co's highest PEG Ratio was 2.03. The lowest was 0.24. And the median was 0.47.


ZNNGY's PEG Ratio is not ranked *
in the Banks industry.
Industry Median: 1.53
* Ranked among companies with meaningful PEG Ratio only.

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Zhongyuan Bank Co  (OTCPK:ZNNGY) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Zhongyuan Bank Co PEG Ratio Related Terms


Zhongyuan Bank Co PEG Ratio Historical Data

* Premium members only.

The historical data trend for Zhongyuan Bank Co's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhongyuan Bank Co PEG Ratio Chart

Zhongyuan Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.34 1.94 0.00 0.00 0.00

Zhongyuan Bank Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Zhongyuan Bank Co PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Zhongyuan Bank Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zhongyuan Bank Co PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Zhongyuan Bank Co's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Zhongyuan Bank Co's PEG Ratio falls into.


ZNNGY
38GF Score
Zhongyuan Bank Co Ltd ZNNGY
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zhongyuan Bank Co PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Zhongyuan Bank Co's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=4.9365079365079/-4.60
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Is Zhongyuan Bank Co (ZNNGY) Overvalued in 2026?

Based on GuruFocus' analysis, Zhongyuan Bank Co stock appears to be undervalued. The current stock price of $3.11 is trading 18.2% below its estimated GF Value™ of $3.80.

Key valuation signals for ZNNGY:

  • PEG Ratio: N/A
  • GF Value™: $3.80 vs. price of $3.11 (18.2% below fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the ZNNGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zhongyuan Bank Co Business Description

Other Exchanges 01216:Hong Kong
Address No. 9 Waihuan Road, Zhengdong New District, Financial Island, Henan Province, Zhengzhou, CHN
Zhongyuan Bank Co Ltd is engaged in the provision of corporate banking services. The business segments of the company are the Corporate banking segment, which represents the provision of a range of financial products and services to corporations, government agencies and financial institutions; The retail banking segment represents the provision of a range of financial products and services to retail customers; The financial markets business segment covers the Group's financial markets business operations. The financial markets business enters into inter-bank money market transactions, repurchase transactions, and investments; and Other segments. The company generates the majority of its revenue from the Corporate Banking segment.
38GF Score

Get the complete analysis for ZNNGY

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.11
Price
$3.80
GF Value