ZNNGY (Zhongyuan Bank Co) Margin of Safety % (DCF FCF Based): N/A (As of Aug. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ZNNGY Zhongyuan Bank Co Ltd ZNNGY
38 GF Score
Price $3.11
GF Value $3.80
! 3 Warning Signs
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What is Zhongyuan Bank Co Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Zhongyuan Bank Co's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

Zhongyuan Bank Co Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Zhongyuan Bank Co's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zhongyuan Bank Co Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Zhongyuan Bank Co's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Zhongyuan Bank Co's Margin of Safety % (DCF FCF Based) falls into.


ZNNGY
38GF Score
Zhongyuan Bank Co Ltd ZNNGY
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Zhongyuan Bank Co (ZNNGY) Overvalued in 2026?

Based on GuruFocus' analysis, Zhongyuan Bank Co stock appears to be undervalued. The current stock price of $3.11 is trading 18.2% below its estimated GF Value™ of $3.80.

Key valuation signals for ZNNGY:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $3.80 vs. price of $3.11 (18.2% below fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the ZNNGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zhongyuan Bank Co Business Description

Other Exchanges 01216:Hong Kong
Address No. 9 Waihuan Road, Zhengdong New District, Financial Island, Henan Province, Zhengzhou, CHN
Zhongyuan Bank Co Ltd is engaged in the provision of corporate banking services. The business segments of the company are the Corporate banking segment, which represents the provision of a range of financial products and services to corporations, government agencies and financial institutions; The retail banking segment represents the provision of a range of financial products and services to retail customers; The financial markets business segment covers the Group's financial markets business operations. The financial markets business enters into inter-bank money market transactions, repurchase transactions, and investments; and Other segments. The company generates the majority of its revenue from the Corporate Banking segment.
38GF Score

Get the complete analysis for ZNNGY

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.11
Price
$3.80
GF Value