ZNNGY (Zhongyuan Bank Co) ROCE %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ZNNGY Zhongyuan Bank Co Ltd ZNNGY
38 GF Score
Price $3.11
GF Value $3.80
! 3 Warning Signs
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What is Zhongyuan Bank Co ROCE %?

Zhongyuan Bank Co ZNNGY 38 ROCE % is % as of Dec. 2025. GuruFocus rates ZNNGY with a GF Score™ of 38/100 and a GF Value™ of $3.80. The stock has 3 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

ZNNGY
38GF Score
Zhongyuan Bank Co Ltd ZNNGY
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Zhongyuan Bank Co (ZNNGY) has a ROCE % of % as of Dec. 2025.
Is Zhongyuan Bank Co's ROCE % too high?
Zhongyuan Bank Co's current ROCE % is %. Overall, Zhongyuan Bank Co has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Zhongyuan Bank Co's ROCE % compare to competitors?
Zhongyuan Bank Co's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 2.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 2.81, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 2.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhongyuan Bank Co's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhongyuan Bank Co stock overvalued right now?
Zhongyuan Bank Co (ZNNGY) has a current ROCE % of %. The stock's GF Value™ is $3.80, compared to a current price of $3.11 — trading 18.2% below its estimated fair value. The current ROCE % is %. Zhongyuan Bank Co's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Zhongyuan Bank Co (ZNNGY), the current ROCE % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhongyuan Bank Co (ZNNGY) Overvalued in 2026?

Based on GuruFocus' analysis, Zhongyuan Bank Co stock appears to be undervalued. The current stock price of $3.11 is trading 18.2% below its estimated GF Value™ of $3.80.

Key valuation signals for ZNNGY:

  • ROCE %: %
  • GF Value™: $3.80 vs. price of $3.11 (18.2% below fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the ZNNGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zhongyuan Bank Co Business Description

Other Exchanges 01216:Hong Kong
Address No. 9 Waihuan Road, Zhengdong New District, Financial Island, Henan Province, Zhengzhou, CHN
Zhongyuan Bank Co Ltd is engaged in the provision of corporate banking services. The business segments of the company are the Corporate banking segment, which represents the provision of a range of financial products and services to corporations, government agencies and financial institutions; The retail banking segment represents the provision of a range of financial products and services to retail customers; The financial markets business segment covers the Group's financial markets business operations. The financial markets business enters into inter-bank money market transactions, repurchase transactions, and investments; and Other segments. The company generates the majority of its revenue from the Corporate Banking segment.
38GF Score

Get the complete analysis for ZNNGY

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.11
Price
$3.80
GF Value