CHUOU INTERNATIONAL GROUP Co (TSE:7170) Piotroski F-Score: 2 (As of Jun. 28, 2026) — 60% Below Median


TSE:7170 CHUOU INTERNATIONAL GROUP Co Ltd TSE:7170
57 GF Score
Price 円300.00
GF Value 円243.72
! 7 Warning Signs
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What is CHUOU INTERNATIONAL GROUP Co Piotroski F-Score?

CHUOU INTERNATIONAL GROUP Co TSE:7170 57 Piotroski F-Score is 2 as of Jun. 28, 2026, which is 60% below its 10-year median of 5.00. GuruFocus rates TSE:7170 with a GF Score™ of 57/100 and a GF Value™ of 円243.72. The stock has 7 warning signs investors should review.

Warning Sign:

Piotroski F-Score of 2 is low, which usually implies poor business operation.

The zones of discrimination were as such:

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

CHUOU INTERNATIONAL GROUP Co has an F-score of 2. It is a bad or low score, which usually implies poor business operation.

The historical rank and industry rank for CHUOU INTERNATIONAL GROUP Co's Piotroski F-Score or its related term are showing as below:

TSE:7170' s Piotroski F-Score Range Over the Past 10 Years
Min: 2   Med: 5   Max: 6
Current: 2

During the past 13 years, the highest Piotroski F-Score of CHUOU INTERNATIONAL GROUP Co was 6. The lowest was 2. And the median was 5.

CHUOU INTERNATIONAL GROUP Co  (TSE:7170) Piotroski F-Score Explanation

The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.

He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.

In 2000, he wrote a research paper called "Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers" (pdf).

He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.

What he found was something that exceeded his most optimistic expectations.

Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.

Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).

Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.


CHUOU INTERNATIONAL GROUP Co Piotroski F-Score Related Terms


CHUOU INTERNATIONAL GROUP Co Piotroski F-Score Historical Data

* Premium members only.

The historical data trend for CHUOU INTERNATIONAL GROUP Co's Piotroski F-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CHUOU INTERNATIONAL GROUP Co Piotroski F-Score Chart

CHUOU INTERNATIONAL GROUP Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Piotroski F-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.00 6.00 4.00 4.00 2.00

CHUOU INTERNATIONAL GROUP Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Piotroski F-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.00 0.00 4.00 0.00 2.00

TSE:7170 vs BRK.A, AIG, ACGL: Piotroski F-Score Comparison

For the Insurance - Diversified subindustry, CHUOU INTERNATIONAL GROUP Co's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CHUOU INTERNATIONAL GROUP Co Piotroski F-Score vs Insurance Industry

For the Insurance industry and Financial Services sector, CHUOU INTERNATIONAL GROUP Co's Piotroski F-Score distribution charts can be found below:

* The bar in red indicates where CHUOU INTERNATIONAL GROUP Co's Piotroski F-Score falls into.


TSE:7170
57GF Score
CHUOU INTERNATIONAL GROUP Co Ltd TSE:7170
Piotroski F-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

How is the Piotroski F-Score calculated?

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

This Year (Dec25) TTM:Last Year (Dec24) TTM:
Net Income was 円-7.8 Mil.
Cash Flow from Operations was 円-14.5 Mil.
Revenue was 円638.2 Mil.
Gross Profit was 円638.2 Mil.
Average Total Assets from the begining of this year (Dec24)
to the end of this year (Dec25) was (1697.273 + 1739.986) / 2 = 円1718.6295 Mil.
Total Assets at the begining of this year (Dec24) was 円1,697.3 Mil.
Long-Term Debt & Capital Lease Obligation was 円666.9 Mil.
Total Current Assets was 円160.2 Mil.
Total Current Liabilities was 円221.4 Mil.
Net Income was 円-4.9 Mil.

Revenue was 円638.3 Mil.
Gross Profit was 円638.3 Mil.
Average Total Assets from the begining of last year (Dec23)
to the end of last year (Dec24) was (1739.554 + 1697.273) / 2 = 円1718.4135 Mil.
Total Assets at the begining of last year (Dec23) was 円1,739.6 Mil.
Long-Term Debt & Capital Lease Obligation was 円780.9 Mil.
Total Current Assets was 円177.2 Mil.
Total Current Liabilities was 円192.4 Mil.

*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.

Profitability

Question 1. Return on Assets (ROA)

Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

CHUOU INTERNATIONAL GROUP Co's current Net Income (TTM) was -7.8. ==> Negative ==> Score 0.

Question 2. Cash Flow Return on Assets (CFROA)

Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

CHUOU INTERNATIONAL GROUP Co's current Cash Flow from Operations (TTM) was -14.5. ==> Negative ==> Score 0.

Question 3. Change in Return on Assets

Compare this year's return on assets (1) to last year's return on assets.

Score 1 if it's higher, 0 if it's lower.

ROA (This Year)=Net Income/Total Assets (Dec24)
=-7.778/1697.273
=-0.00458265

ROA (Last Year)=Net Income/Total Assets (Dec23)
=-4.901/1739.554
=-0.00281739

CHUOU INTERNATIONAL GROUP Co's return on assets of this year was -0.00458265. CHUOU INTERNATIONAL GROUP Co's return on assets of last year was -0.00281739. ==> Last year is higher ==> Score 0.

Question 4. Quality of Earnings (Accrual)

Compare Cash flow return on assets (2) to return on assets (1)

Score 1 if CFROA > ROA, 0 if CFROA <= ROA.

CHUOU INTERNATIONAL GROUP Co's current Net Income (TTM) was -7.8. CHUOU INTERNATIONAL GROUP Co's current Cash Flow from Operations (TTM) was -14.5. ==> -14.5 <= -7.8 ==> CFROA <= ROA ==> Score 0.

Funding

Question 5. Change in Gearing or Leverage

Compare this year's gearing (long-term debt divided by average total assets) to last year's gearing.

Score 0 if this year's gearing is higher, 1 otherwise.

Gearing (This Year: Dec25)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Dec24 to Dec25
=666.869/1718.6295
=0.38802371

Gearing (Last Year: Dec24)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Dec23 to Dec24
=780.947/1718.4135
=0.45445814

CHUOU INTERNATIONAL GROUP Co's gearing of this year was 0.38802371. CHUOU INTERNATIONAL GROUP Co's gearing of last year was 0.45445814. ==> This year is lower or equal to last year. ==> Score 1.

Question 6. Change in Working Capital (Liquidity)

Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.

Score 1 if this year's current ratio is higher, 0 if it's lower

Current Ratio (This Year: Dec25)=Total Current Assets/Total Current Liabilities
=160.238/221.373
=0.72383714

Current Ratio (Last Year: Dec24)=Total Current Assets/Total Current Liabilities
=177.233/192.372
=0.92130352

CHUOU INTERNATIONAL GROUP Co's current ratio of this year was 0.72383714. CHUOU INTERNATIONAL GROUP Co's current ratio of last year was 0.92130352. ==> Last year's current ratio is higher ==> Score 0.

Question 7. Change in Shares in Issue

Compare the number of shares in issue this year, to the number in issue last year.

Score 0 if there is larger number of shares in issue this year, 1 otherwise.

CHUOU INTERNATIONAL GROUP Co's number of shares in issue this year was 3.087. CHUOU INTERNATIONAL GROUP Co's number of shares in issue last year was 2.906. ==> There is larger number of shares in issue this year. ==> Score 0.

Efficiency

Question 8. Change in Gross Margin

Compare this year's gross margin (Gross Profit divided by sales) to last year's.

Score 1 if this year's gross margin is higher, 0 if it's lower.

Gross Margin (This Year: TTM)=Gross Profit/Revenue
=638.224/638.224
=1

Gross Margin (Last Year: TTM)=Gross Profit/Revenue
=638.342/638.342
=1

CHUOU INTERNATIONAL GROUP Co's gross margin of this year was 1. CHUOU INTERNATIONAL GROUP Co's gross margin of last year was 1. ==> Last year's gross margin is higher ==> Score 0.

Question 9. Change in asset turnover

Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.

Score 1 if this year's asset turnover ratio is higher, 0 if it's lower

Asset Turnover (This Year)=Revenue/Total Assets at the Beginning of This Year (Dec24)
=638.224/1697.273
=0.37602908

Asset Turnover (Last Year)=Revenue/Total Assets at the Beginning of Last Year (Dec23)
=638.342/1739.554
=0.36695728

CHUOU INTERNATIONAL GROUP Co's asset turnover of this year was 0.37602908. CHUOU INTERNATIONAL GROUP Co's asset turnover of last year was 0.36695728. ==> This year's asset turnover is higher. ==> Score 1.

Evaluation

Piotroski F-Score= Que. 1+ Que. 2+ Que. 3+Que. 4+Que. 5+Que. 6+Que. 7+Que. 8+Que. 9
=0+0+0+0+1+0+0+0+1
=2

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

CHUOU INTERNATIONAL GROUP Co has an F-score of 2. It is a bad or low score, which usually implies poor business operation.

Frequently Asked Questions Learn more about Piotroski F-Score →
What does a Piotroski F-Score of 2 mean?
CHUOU INTERNATIONAL GROUP Co (TSE:7170) has a Piotroski F-Score of 2 as of Jun. 28, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on CHUOU INTERNATIONAL GROUP Co and its competitors. This is 60% below median its historical median of 5.00. Over the past decade, CHUOU INTERNATIONAL GROUP Co's Piotroski F-Score has ranged from 2.00 to 6.00.
Is CHUOU INTERNATIONAL GROUP Co's Piotroski F-Score too high?
CHUOU INTERNATIONAL GROUP Co's current Piotroski F-Score of 2 is 60% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 6.00. The Insurance industry median Piotroski F-Score is 6.00. CHUOU INTERNATIONAL GROUP Co's value of 2 is 66.7% below this industry median. Overall, CHUOU INTERNATIONAL GROUP Co has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does CHUOU INTERNATIONAL GROUP Co's Piotroski F-Score compare to BRK.A and AIG?
CHUOU INTERNATIONAL GROUP Co's Piotroski F-Score of 2 can be compared against companies in the Insurance industry. The industry median Piotroski F-Score is 6.00. CHUOU INTERNATIONAL GROUP Co's value of 2 is 66.7% below this benchmark. Historically, CHUOU INTERNATIONAL GROUP Co's own Piotroski F-Score has ranged from 2.00 to 6.00 over the past decade. While the company's 10-year median is 5.00 vs. the industry median of 6.00, CHUOU INTERNATIONAL GROUP Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for an Insurance company?
The median Piotroski F-Score among Insurance companies is 6.00, based on 487 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CHUOU INTERNATIONAL GROUP Co's current Piotroski F-Score of 2 is 66.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on CHUOU INTERNATIONAL GROUP Co and its competitors. For the Insurance industry, the median Piotroski F-Score is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CHUOU INTERNATIONAL GROUP Co's current Piotroski F-Score is 2, which is 60% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CHUOU INTERNATIONAL GROUP Co stock overvalued right now?
CHUOU INTERNATIONAL GROUP Co (TSE:7170) has a current Piotroski F-Score of 2. The stock's GF Value™ is 円243.72, compared to a current price of 円300.00 — trading 23.1% above its estimated fair value. The current Piotroski F-Score is 2, which is 60% below median its 10-year median of 5.00 and 66.7% below the Insurance industry median of 6.00. CHUOU INTERNATIONAL GROUP Co's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For CHUOU INTERNATIONAL GROUP Co (TSE:7170), the current Piotroski F-Score is 2 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CHUOU INTERNATIONAL GROUP Co (TSE:7170) Overvalued in 2026?

Based on GuruFocus' analysis, CHUOU INTERNATIONAL GROUP Co stock appears to be overvalued. The current stock price of 円300.00 is trading 23.1% above its estimated GF Value™ of 円243.72.

Key valuation signals for TSE:7170:

  • Piotroski F-Score: 2 (60% below median its 10-year median of 5.00)
  • GF Value™: 円243.72 vs. price of 円300.00 (23.1% above fair value)
  • GF Score™: 57/100 with 7 warning signs
  • Industry Position: 66.7% below the Insurance median

No single metric tells the full story. See the TSE:7170 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CHUOU INTERNATIONAL GROUP Co Business Description

Address Saga Tojin chome No. 2 12 - No. 101, Yubinbango, JPN, 840-0813
CHUOU INTERNATIONAL GROUP Co Ltd provides insurance services.
57GF Score

Get the complete analysis for TSE:7170

Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円300.00
Price
円243.72
GF Value