CHUOU INTERNATIONAL GROUP Co (TSE:7170) Interest Coverage: 2.30 (As of Jun. 2026) — 290% Above Median

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TSE:7170 CHUOU INTERNATIONAL GROUP Co Ltd TSE:7170
51 GF Score
Price 円330.00
GF Value 円238.51
Valuation Significantly Overvalued
! 7 Warning Signs
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What is CHUOU INTERNATIONAL GROUP Co Interest Coverage?

CHUOU INTERNATIONAL GROUP Co TSE:7170 51 Interest Coverage is 2.30 as of Jun. 2026, which is 290% above its 10-year median of 0.59. GuruFocus rates TSE:7170 with a GF Score™ of 51/100 and a GF Value™ of 円238.51 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 346 Insurance companies, CHUOU INTERNATIONAL GROUP Co ranks worse than 289017.05% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CHUOU INTERNATIONAL GROUP Co's Operating Income for the six months ended in Jun. 2026 was 円14.9 Mil. CHUOU INTERNATIONAL GROUP Co's Interest Expense for the six months ended in Jun. 2026 was 円-6.5 Mil. CHUOU INTERNATIONAL GROUP Co's interest coverage for the quarter that ended in Jun. 2026 was 2.30. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for CHUOU INTERNATIONAL GROUP Co's Interest Coverage or its related term are showing as below:


TSE:7170's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 15.34
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CHUOU INTERNATIONAL GROUP Co  (TSE:7170) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CHUOU INTERNATIONAL GROUP Co Interest Coverage Related Terms


CHUOU INTERNATIONAL GROUP Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for CHUOU INTERNATIONAL GROUP Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CHUOU INTERNATIONAL GROUP Co Interest Coverage Chart

CHUOU INTERNATIONAL GROUP Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.72 0.00 0.00 0.00

CHUOU INTERNATIONAL GROUP Co Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.00 0.92 0.00 2.30

TSE:7170 vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, CHUOU INTERNATIONAL GROUP Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CHUOU INTERNATIONAL GROUP Co Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, CHUOU INTERNATIONAL GROUP Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CHUOU INTERNATIONAL GROUP Co's Interest Coverage falls into.


TSE:7170
51GF Score
CHUOU INTERNATIONAL GROUP Co Ltd TSE:7170
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CHUOU INTERNATIONAL GROUP Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CHUOU INTERNATIONAL GROUP Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, CHUOU INTERNATIONAL GROUP Co's Interest Expense was 円-11.7 Mil. Its Operating Income was 円-40.0 Mil. And its Long-Term Debt & Capital Lease Obligation was 円666.9 Mil.

CHUOU INTERNATIONAL GROUP Co did not have earnings to cover the interest expense.

CHUOU INTERNATIONAL GROUP Co's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the six months ended in Jun. 2026, CHUOU INTERNATIONAL GROUP Co's Interest Expense was 円-6.5 Mil. Its Operating Income was 円14.9 Mil. And its Long-Term Debt & Capital Lease Obligation was 円590.2 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*14.933/-6.501
=2.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.30 mean?
CHUOU INTERNATIONAL GROUP Co (TSE:7170) has a Interest Coverage of 2.30 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CHUOU INTERNATIONAL GROUP Co and its competitors. This is 290% above median its historical median of 0.59. According to the industry distribution chart, CHUOU INTERNATIONAL GROUP Co ranks #999999 out of 346 companies in the Insurance industry.
Is CHUOU INTERNATIONAL GROUP Co's Interest Coverage too high?
CHUOU INTERNATIONAL GROUP Co's current Interest Coverage of 2.30 is 290% above median its 10-year median of 0.59. The Insurance industry median Interest Coverage is 15.34. CHUOU INTERNATIONAL GROUP Co's value of 2.30 is 85% below this industry median. Based on the distribution chart, CHUOU INTERNATIONAL GROUP Co ranks #999999 out of 346 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, CHUOU INTERNATIONAL GROUP Co has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CHUOU INTERNATIONAL GROUP Co's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, CHUOU INTERNATIONAL GROUP Co ranks #999999 out of 346 companies for Interest Coverage. This places CHUOU INTERNATIONAL GROUP Co in the lower half of its industry. The industry median Interest Coverage is 15.34. CHUOU INTERNATIONAL GROUP Co's value of 2.30 is 85% below this benchmark. While the company's 10-year median is 0.59 vs. the industry median of 15.34, CHUOU INTERNATIONAL GROUP Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CHUOU INTERNATIONAL GROUP Co's current Interest Coverage of 2.30 is 85% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CHUOU INTERNATIONAL GROUP Co and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CHUOU INTERNATIONAL GROUP Co's current Interest Coverage is 2.30, which is 290% above median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CHUOU INTERNATIONAL GROUP Co stock overvalued right now?
Based on GuruFocus' analysis, CHUOU INTERNATIONAL GROUP Co (TSE:7170) is currently considered Significantly Overvalued. The stock's GF Value™ is 円238.51, compared to a current price of 円330.00 — trading 38.4% above its estimated fair value. The current Interest Coverage is 2.30, which is 290% above median its 10-year median of 0.59 and 85% below the Insurance industry median of 15.34. CHUOU INTERNATIONAL GROUP Co's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CHUOU INTERNATIONAL GROUP Co (TSE:7170), the current Interest Coverage is 2.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CHUOU INTERNATIONAL GROUP Co (TSE:7170) Overvalued in 2026?

Based on GuruFocus' analysis, CHUOU INTERNATIONAL GROUP Co stock appears to be overvalued. The current stock price of 円330.00 is trading 38.4% above its estimated GF Value™ of 円238.51. GuruFocus considers CHUOU INTERNATIONAL GROUP Co to be Significantly Overvalued.

Key valuation signals for TSE:7170:

  • Interest Coverage: 2.30 (290% above median its 10-year median of 0.59)
  • GF Value™: 円238.51 vs. price of 円330.00 (38.4% above fair value)
  • GF Score™: 51/100 with 7 warning signs
  • Industry Position: 85% below the Insurance median (#999999 of 346)

No single metric tells the full story. See the TSE:7170 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CHUOU INTERNATIONAL GROUP Co Business Description

Address Saga Tojin chome No. 2 12 - No. 101, Yubinbango, JPN, 840-0813
CHUOU INTERNATIONAL GROUP Co Ltd provides insurance services.
51GF Score

Get the complete analysis for TSE:7170

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円330.00
Price
円238.51
GF Value