CHUOU INTERNATIONAL GROUP Co (TSE:7170) Cyclically Adjusted PB Ratio: 1.56 (As of Aug. 07, 2026) — Near Median

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TSE:7170 CHUOU INTERNATIONAL GROUP Co Ltd TSE:7170
57 GF Score
Price 円300.00
GF Value 円243.72
! 7 Warning Signs
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What is CHUOU INTERNATIONAL GROUP Co Cyclically Adjusted PB Ratio?

CHUOU INTERNATIONAL GROUP Co TSE:7170 57 Cyclically Adjusted PB Ratio is 1.56 as of Aug. 07, 2026, which is 2% above its 10-year median of 1.53. GuruFocus rates TSE:7170 with a GF Score™ of 57/100 and a GF Value™ of 円243.72. The stock has 7 warning signs investors should review.

As of today (2026-08-07), CHUOU INTERNATIONAL GROUP Co's current share price is 円300.00. CHUOU INTERNATIONAL GROUP Co's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 was 円192.34. CHUOU INTERNATIONAL GROUP Co's Cyclically Adjusted PB Ratio for today is 1.56.

The historical rank and industry rank for CHUOU INTERNATIONAL GROUP Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

TSE:7170' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.05   Med: 1.53   Max: 1.86
Current: 1.56

During the past 13 years, CHUOU INTERNATIONAL GROUP Co's highest Cyclically Adjusted PB Ratio was 1.86. The lowest was 1.05. And the median was 1.53.

TSE:7170's Cyclically Adjusted PB Ratio is not ranked
in the Insurance industry.
Industry Median: 1.405 vs TSE:7170: 1.56

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

CHUOU INTERNATIONAL GROUP Co's adjusted book value per share data of for the fiscal year that ended in Dec25 was 円223.065. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円192.34 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


CHUOU INTERNATIONAL GROUP Co  (TSE:7170) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


CHUOU INTERNATIONAL GROUP Co Cyclically Adjusted PB Ratio Related Terms


CHUOU INTERNATIONAL GROUP Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for CHUOU INTERNATIONAL GROUP Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CHUOU INTERNATIONAL GROUP Co Cyclically Adjusted PB Ratio Chart

CHUOU INTERNATIONAL GROUP Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.86 1.17 1.37 1.56

CHUOU INTERNATIONAL GROUP Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.17 0.00 1.37 0.00 1.56

TSE:7170 vs BRK.A, AIG, ACGL: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, CHUOU INTERNATIONAL GROUP Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CHUOU INTERNATIONAL GROUP Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, CHUOU INTERNATIONAL GROUP Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CHUOU INTERNATIONAL GROUP Co's Cyclically Adjusted PB Ratio falls into.


TSE:7170
57GF Score
CHUOU INTERNATIONAL GROUP Co Ltd TSE:7170
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CHUOU INTERNATIONAL GROUP Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

CHUOU INTERNATIONAL GROUP Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=300.00/192.34
=1.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CHUOU INTERNATIONAL GROUP Co's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 is calculated as:

For example, CHUOU INTERNATIONAL GROUP Co's adjusted Book Value per Share data for the fiscal year that ended in Dec25 was:

Adj_Book=Book Value per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=223.065/113.0000*113.0000
=223.065

Current CPI (Dec25) = 113.0000.

CHUOU INTERNATIONAL GROUP Co Annual Data

Book Value per Share CPI Adj_Book
201612 143.385 98.400 164.660
201712 161.755 99.400 183.886
201812 146.208 99.700 165.712
201912 156.639 100.500 176.121
202012 164.308 99.300 186.977
202112 170.182 100.100 192.114
202212 190.249 104.100 206.514
202312 201.000 106.800 212.669
202412 207.421 110.700 211.731
202512 223.065 113.000 223.065

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.56 mean?
CHUOU INTERNATIONAL GROUP Co (TSE:7170) has a Cyclically Adjusted PB Ratio of 1.56 as of Aug. 07, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on CHUOU INTERNATIONAL GROUP Co and its competitors. This is near median its historical median of 1.53. Over the past decade, CHUOU INTERNATIONAL GROUP Co's Cyclically Adjusted PB Ratio has ranged from 1.05 to 1.86.
Is CHUOU INTERNATIONAL GROUP Co's Cyclically Adjusted PB Ratio too high?
CHUOU INTERNATIONAL GROUP Co's current Cyclically Adjusted PB Ratio of 1.56 is near median its 10-year median of 1.53. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 1.86. The Insurance industry median Cyclically Adjusted PB Ratio is 1.41. CHUOU INTERNATIONAL GROUP Co's value of 1.56 is 11% above this industry median. Overall, CHUOU INTERNATIONAL GROUP Co has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does CHUOU INTERNATIONAL GROUP Co's Cyclically Adjusted PB Ratio compare to BRK.A and AIG?
CHUOU INTERNATIONAL GROUP Co's Cyclically Adjusted PB Ratio of 1.56 can be compared against companies in the Insurance industry. The industry median Cyclically Adjusted PB Ratio is 1.41. CHUOU INTERNATIONAL GROUP Co's value of 1.56 is 11% above this benchmark. Historically, CHUOU INTERNATIONAL GROUP Co's own Cyclically Adjusted PB Ratio has ranged from 1.05 to 1.86 over the past decade. While the company's 10-year median is 1.53 vs. the industry median of 1.41, CHUOU INTERNATIONAL GROUP Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.41, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CHUOU INTERNATIONAL GROUP Co's current Cyclically Adjusted PB Ratio of 1.56 is 11% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on CHUOU INTERNATIONAL GROUP Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CHUOU INTERNATIONAL GROUP Co's current Cyclically Adjusted PB Ratio is 1.56, which is near median its own 10-year median of 1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CHUOU INTERNATIONAL GROUP Co stock overvalued right now?
CHUOU INTERNATIONAL GROUP Co (TSE:7170) has a current Cyclically Adjusted PB Ratio of 1.56. The stock's GF Value™ is 円243.72, compared to a current price of 円300.00 — trading 23.1% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.56, which is near median its 10-year median of 1.53 and 11% above the Insurance industry median of 1.41. CHUOU INTERNATIONAL GROUP Co's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For CHUOU INTERNATIONAL GROUP Co (TSE:7170), the current Cyclically Adjusted PB Ratio is 1.56 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CHUOU INTERNATIONAL GROUP Co (TSE:7170) Overvalued in 2026?

Based on GuruFocus' analysis, CHUOU INTERNATIONAL GROUP Co stock appears to be overvalued. The current stock price of 円300.00 is trading 23.1% above its estimated GF Value™ of 円243.72.

Key valuation signals for TSE:7170:

  • Cyclically Adjusted PB Ratio: 1.56 (near median its 10-year median of 1.53)
  • GF Value™: 円243.72 vs. price of 円300.00 (23.1% above fair value)
  • GF Score™: 57/100 with 7 warning signs
  • Industry Position: 11% above the Insurance median

No single metric tells the full story. See the TSE:7170 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CHUOU INTERNATIONAL GROUP Co Business Description

Address Saga Tojin chome No. 2 12 - No. 101, Yubinbango, JPN, 840-0813
CHUOU INTERNATIONAL GROUP Co Ltd provides insurance services.
57GF Score

Get the complete analysis for TSE:7170

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円300.00
Price
円243.72
GF Value