CHUOU INTERNATIONAL GROUP Co (TSE:7170) ROE %: -4.48% (As of Dec. 2025)


TSE:7170 CHUOU INTERNATIONAL GROUP Co Ltd TSE:7170
57 GF Score
Price 円300.00
GF Value 円243.72
! 7 Warning Signs
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What is CHUOU INTERNATIONAL GROUP Co ROE %?

CHUOU INTERNATIONAL GROUP Co TSE:7170 57 ROE % is -4.48% as of Dec. 2025. GuruFocus rates TSE:7170 with a GF Score™ of 57/100 and a GF Value™ of 円243.72. The stock has 7 warning signs investors should review.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. CHUOU INTERNATIONAL GROUP Co's annualized net income for the quarter that ended in Dec. 2025 was 円-30.6 Mil. CHUOU INTERNATIONAL GROUP Co's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was 円682.6 Mil. Therefore, CHUOU INTERNATIONAL GROUP Co's annualized ROE % for the quarter that ended in Dec. 2025 was -4.48%.

The historical rank and industry rank for CHUOU INTERNATIONAL GROUP Co's ROE % or its related term are showing as below:

TSE:7170' s ROE % Range Over the Past 10 Years
Min: -1.2   Med: 4.62   Max: 10.34
Current: -1.19

During the past 13 years, CHUOU INTERNATIONAL GROUP Co's highest ROE % was 10.34%. The lowest was -1.20%. And the median was 4.62%.

TSE:7170's ROE % is not ranked
in the Insurance industry.
Industry Median: 11.69 vs TSE:7170: -1.19

CHUOU INTERNATIONAL GROUP Co  (TSE:7170) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-30.56/682.5955
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-30.56 / 634.16)*(634.16 / 1735.1415)*(1735.1415 / 682.5955)
=Net Margin %*Asset Turnover*Equity Multiplier
=-4.82 %*0.3655*2.542
=ROA %*Equity Multiplier
=-1.76 %*2.542
=-4.48 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-30.56/682.5955
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-30.56 / -37.982) * (-37.982 / -90.502) * (-90.502 / 634.16) * (634.16 / 1735.1415) * (1735.1415 / 682.5955)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.8046 * 0.4197 * -14.27 % * 0.3655 * 2.542
=-4.48 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


CHUOU INTERNATIONAL GROUP Co ROE % Related Terms


CHUOU INTERNATIONAL GROUP Co ROE % Historical Data

* Premium members only.

The historical data trend for CHUOU INTERNATIONAL GROUP Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CHUOU INTERNATIONAL GROUP Co ROE % Chart

CHUOU INTERNATIONAL GROUP Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.57 5.55 0.49 -0.82 -1.20

CHUOU INTERNATIONAL GROUP Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.74 -0.75 -0.87 2.38 -4.48

TSE:7170 vs BRK.A, AIG, ACGL: ROE % Comparison

For the Insurance - Diversified subindustry, CHUOU INTERNATIONAL GROUP Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CHUOU INTERNATIONAL GROUP Co ROE % vs Insurance Industry

For the Insurance industry and Financial Services sector, CHUOU INTERNATIONAL GROUP Co's ROE % distribution charts can be found below:

* The bar in red indicates where CHUOU INTERNATIONAL GROUP Co's ROE % falls into.


TSE:7170
57GF Score
CHUOU INTERNATIONAL GROUP Co Ltd TSE:7170
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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CHUOU INTERNATIONAL GROUP Co ROE % Calculation

CHUOU INTERNATIONAL GROUP Co's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=-7.778/( (594.675+697.524)/ 2 )
=-7.778/646.0995
=-1.20 %

CHUOU INTERNATIONAL GROUP Co's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=-30.56/( (667.667+697.524)/ 2 )
=-30.56/682.5955
=-4.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -4.48% mean?
CHUOU INTERNATIONAL GROUP Co (TSE:7170) has a ROE % of -4.48% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CHUOU INTERNATIONAL GROUP Co and its competitors.
Is CHUOU INTERNATIONAL GROUP Co's ROE % too high?
CHUOU INTERNATIONAL GROUP Co's current ROE % is -4.48%. Overall, CHUOU INTERNATIONAL GROUP Co has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does CHUOU INTERNATIONAL GROUP Co's ROE % compare to BRK.A and AIG?
CHUOU INTERNATIONAL GROUP Co's ROE % of -4.48% can be compared against companies in the Insurance industry. The industry median ROE % is 11.69. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.69, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CHUOU INTERNATIONAL GROUP Co and its competitors. For the Insurance industry, the median ROE % is 11.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CHUOU INTERNATIONAL GROUP Co's current ROE % is -4.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CHUOU INTERNATIONAL GROUP Co stock overvalued right now?
CHUOU INTERNATIONAL GROUP Co (TSE:7170) has a current ROE % of -4.48%. The stock's GF Value™ is 円243.72, compared to a current price of 円300.00 — trading 23.1% above its estimated fair value. The current ROE % is -4.48%. CHUOU INTERNATIONAL GROUP Co's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For CHUOU INTERNATIONAL GROUP Co (TSE:7170), the current ROE % is -4.48% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CHUOU INTERNATIONAL GROUP Co (TSE:7170) Overvalued in 2026?

Based on GuruFocus' analysis, CHUOU INTERNATIONAL GROUP Co stock appears to be overvalued. The current stock price of 円300.00 is trading 23.1% above its estimated GF Value™ of 円243.72.

Key valuation signals for TSE:7170:

  • ROE %: -4.48%
  • GF Value™: 円243.72 vs. price of 円300.00 (23.1% above fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the TSE:7170 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CHUOU INTERNATIONAL GROUP Co Business Description

Address Saga Tojin chome No. 2 12 - No. 101, Yubinbango, JPN, 840-0813
CHUOU INTERNATIONAL GROUP Co Ltd provides insurance services.
57GF Score

Get the complete analysis for TSE:7170

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円300.00
Price
円243.72
GF Value