Banca Sistema SpA has the GF Score of 68, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Banca Sistema SpA
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Banca Sistema SpA (CHIX:BSTm) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Banca Sistema SpA GF Score Related Terms
CHIX:BSTM vs PNC, USB: GF Score Comparison
For the Banks - Regional subindustry, Banca Sistema SpA's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Sistema SpA GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Banca Sistema SpA's GF Score distribution charts can be found below:
* The bar in red indicates where Banca Sistema SpA's GF Score falls into.
Banca Sistema SpA (CHIX:BSTM) has a GF Score of 68 as of Jul. 02, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Banca Sistema SpA and its competitors. This is 10% above median its historical median of 62.00. Over the past decade, Banca Sistema SpA's GF Score has ranged from 12.00 to 72.00.
Is Banca Sistema SpA's GF Score too high?
Banca Sistema SpA's current GF Score of 68 is 10% above median its 10-year median of 62.00. Over the past 10 years, this metric has ranged from a low of 12.00 to a high of 72.00. Overall, Banca Sistema SpA has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Banca Sistema SpA's GF Score compare to PNC and USB?
Banca Sistema SpA's GF Score of 68 can be compared against companies in the Banks industry. Historically, Banca Sistema SpA's own GF Score has ranged from 12.00 to 72.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Banca Sistema SpA and its competitors. Banca Sistema SpA's current GF Score is 68, which is 10% above median its own 10-year median of 62.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Sistema SpA stock overvalued right now?
Banca Sistema SpA (CHIX:BSTM) has a current GF Score of 68. The stock's GF Value™ is €1.81, compared to a current price of €1.60 — trading 11.4% below its estimated fair value. The current GF Score is 68, which is 10% above median its 10-year median of 62.00. Banca Sistema SpA's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Banca Sistema SpA (CHIX:BSTM), the current GF Score is 68 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Sistema SpA (CHIX:BSTM) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Sistema SpA stock appears to be undervalued.
The current stock price of €1.60 is trading 11.4% below its estimated GF Value™ of €1.81.
Key valuation signals for CHIX:BSTM:
GF Score: 68 (10% above median its 10-year median of 62.00)
GF Value™: €1.81 vs. price of €1.60 (11.4% below fair value)
No single metric tells the full story. See the CHIX:BSTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Sistema SpA provides factoring and banking services. It specializes in the acquisition, management, and financing of receivables. The firm's products and services comprise current accounts, time deposits, funding for SMEs, non-recourse factoring, credit management, and payment services. Segment reporting of the company includes the following divisions: Factoring Division includes business related to the origination of trade and tax receivables with and without recourse, and the management. Retail Division, which includes the business related to the purchase of salary- and pension-backed loans. Collateralized Lending Division includes the business related to collateral-backed loans. Corporate Division includes activities related to the management of the Group's financial resources.
68GF Score
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