Banca Sistema SpA (CHIX:BSTM) Altman Z-Score


CHIX:BSTM Banca Sistema SpA CHIX:BSTM
64 GF Score
Price €1.60
GF Value €1.81
! 2 Warning Signs
View Full Analysis

What is Banca Sistema SpA Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

CHIX:BSTM
64GF Score
Banca Sistema SpA CHIX:BSTM
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Banca Sistema SpA (CHIX:BSTM) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Sistema SpA stock appears to be undervalued. The current stock price of €1.60 is trading 11.4% below its estimated GF Value™ of €1.81.

Key valuation signals for CHIX:BSTM:

  • Altman Z-Score:
  • GF Value™: €1.81 vs. price of €1.60 (11.4% below fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the CHIX:BSTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Sistema SpA Business Description

Other Exchanges BST:Italy0R9H:UKB2S:Germany
Address Largo Augusto 1/A, At the corner of Via Verziere 13, Milan, ITA, 20122
Banca Sistema SpA provides factoring and banking services. It specializes in the acquisition, management, and financing of receivables. The firm's products and services comprise current accounts, time deposits, funding for SMEs, non-recourse factoring, credit management, and payment services. Segment reporting of the company includes the following divisions: Factoring Division includes business related to the origination of trade and tax receivables with and without recourse, and the management. Retail Division, which includes the business related to the purchase of salary- and pension-backed loans. Collateralized Lending Division includes the business related to collateral-backed loans. Corporate Division includes activities related to the management of the Group's financial resources.
64GF Score

Get the complete analysis for CHIX:BSTM

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.60
Price
€1.81
GF Value