Banca Sistema SpACHIX:BSTM 66 Median PS Value is €2.60 as of Jun. 26, 2026, which is 100% below its 10-year median of 0.64. GuruFocus rates CHIX:BSTM with a GF Score™ of 66/100 and a GF Value™ of €1.80. The stock has 2 warning signs investors should review. Among 1,042 Banks companies, Banca Sistema SpA ranks better than 92.99% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Banca Sistema SpA's Median PS Value or its related term are showing as below:
CHIX:BSTm'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.58 Med: 0.64 Max: 0.71
Current: 0.62
During the past 12 years, the highest Price to Median PS Value of Banca Sistema SpA was 0.71. The lowest was 0.58. And the median was 0.64.
CHIX:BSTm's Price-to-Median-PS-Value is ranked better than 92.99% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs CHIX:BSTm: 0.62
Banca Sistema SpA (CHIX:BSTm) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Banca Sistema SpA's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
1.604
/
2.60
=
0.62
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Sistema SpA Median PS Value Related Terms
Banca Sistema SpA Median PS Value Historical Data
* Premium members only.
The historical data trend for Banca Sistema SpA's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Sistema SpA's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Sistema SpA Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Banca Sistema SpA's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Banca Sistema SpA's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.2814.
Banca Sistema SpA's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.029.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Sistema SpA (CHIX:BSTM) has a Median PS Value of €2.60 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Banca Sistema SpA and its competitors. This is 306% above median its historical median of 0.64. Over the past decade, Banca Sistema SpA's Median PS Value has ranged from 0.58 to 0.71. According to the industry distribution chart, Banca Sistema SpA ranks #73 out of 1042 companies in the Banks industry, placing it in the top 7%.
Is Banca Sistema SpA's Median PS Value too high?
Banca Sistema SpA's current Median PS Value of €2.60 is 306% above median its 10-year median of 0.64. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 0.71. Based on the distribution chart, Banca Sistema SpA ranks #73 out of 1042 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banca Sistema SpA has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Banca Sistema SpA's Median PS Value compare to PNC and USB?
According to the Banks industry distribution chart, Banca Sistema SpA ranks #73 out of 1042 companies for Median PS Value. This places Banca Sistema SpA in the top 7% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.11. Historically, Banca Sistema SpA's own Median PS Value has ranged from 0.58 to 0.71 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Banca Sistema SpA and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Sistema SpA's current Median PS Value is €2.60, which is 306% above median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Sistema SpA stock overvalued right now?
Banca Sistema SpA (CHIX:BSTM) has a current Median PS Value of €2.60. The stock's GF Value™ is €1.80, compared to a current price of €1.60 — trading 10.9% below its estimated fair value. The current Median PS Value is €2.60, which is 306% above median its 10-year median of 0.64. Banca Sistema SpA's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Banca Sistema SpA (CHIX:BSTM), the current Median PS Value is €2.60 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Sistema SpA (CHIX:BSTM) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Sistema SpA stock appears to be undervalued.
The current stock price of €1.60 is trading 10.9% below its estimated GF Value™ of €1.80.
Key valuation signals for CHIX:BSTM:
Median PS Value: €2.60 (306% above median its 10-year median of 0.64)
GF Value™: €1.80 vs. price of €1.60 (10.9% below fair value)
No single metric tells the full story. See the CHIX:BSTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Sistema SpA provides factoring and banking services. It specializes in the acquisition, management, and financing of receivables. The firm's products and services comprise current accounts, time deposits, funding for SMEs, non-recourse factoring, credit management, and payment services. Segment reporting of the company includes the following divisions: Factoring Division includes business related to the origination of trade and tax receivables with and without recourse, and the management. Retail Division, which includes the business related to the purchase of salary- and pension-backed loans. Collateralized Lending Division includes the business related to collateral-backed loans. Corporate Division includes activities related to the management of the Group's financial resources.
66GF Score
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