Benefit Systems (FRA:3ZV) GF Score: 91/100 (As of Jul. 17, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:3ZV Benefit Systems SA FRA:3ZV
91 GF Score
Price €1,181.00
GF Value €910.22
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Benefit Systems GF Score?

Benefit Systems FRA:3ZV +1.37% 91 GF Score is 91 as of Jul. 17, 2026, which is 6% above its 10-year median of 86.00. GuruFocus rates FRA:3ZV with a GF Score™ of 91/100 and a GF Value™ of €910.22 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Benefit Systems has the GF Score of 91, which implies that the company might have Highest outperformance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 8/10
3. Growth Rank : 10/10
4. GF Value Rank : 5/10
5. Momentum Rank : 9/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Benefit Systems might have Highest outperformance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Benefit Systems  (FRA:3ZV) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Benefit Systems GF Score Related Terms

FRA:3ZV vs AS, HAS, LTH: GF Score Comparison

For the Leisure subindustry, Benefit Systems's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Benefit Systems GF Score vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Benefit Systems's GF Score distribution charts can be found below:

* The bar in red indicates where Benefit Systems's GF Score falls into.


FRA:3ZV
91GF Score
Benefit Systems SA FRA:3ZV
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 91 mean?
Benefit Systems (FRA:3ZV) has a GF Score of 91 as of Jul. 17, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Benefit Systems and its competitors. This is near median its historical median of 86.00. Over the past decade, Benefit Systems' GF Score has ranged from 30.00 to 95.00.
Is Benefit Systems' GF Score too high?
Benefit Systems' current GF Score of 91 is near median its 10-year median of 86.00. Over the past 10 years, this metric has ranged from a low of 30.00 to a high of 95.00. Overall, Benefit Systems has a GF Score™ of 91/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Benefit Systems' GF Score compare to AS and HAS?
Benefit Systems' GF Score of 91 can be compared against companies in the Travel & Leisure industry. Historically, Benefit Systems' own GF Score has ranged from 30.00 to 95.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Travel & Leisure company?
A good GF Score depends on the Travel & Leisure industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Benefit Systems and its competitors. Benefit Systems's current GF Score is 91, which is near median its own 10-year median of 86.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Benefit Systems stock overvalued right now?
Based on GuruFocus' analysis, Benefit Systems (FRA:3ZV) is currently considered Modestly Overvalued. The stock's GF Value™ is €910.22, compared to a current price of €1,181.00 — trading 29.7% above its estimated fair value. The current GF Score is 91, which is near median its 10-year median of 86.00. Benefit Systems' overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Benefit Systems (FRA:3ZV), the current GF Score is 91 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Benefit Systems (FRA:3ZV) Overvalued in 2026?

Based on GuruFocus' analysis, Benefit Systems stock appears to be overvalued. The current stock price of €1,181.00 is trading 29.7% above its estimated GF Value™ of €910.22. GuruFocus considers Benefit Systems to be Modestly Overvalued.

Key valuation signals for FRA:3ZV:

  • GF Score: 91 (near median its 10-year median of 86.00)
  • GF Value™: €910.22 vs. price of €1,181.00 (29.7% above fair value)
  • GF Score™: 91/100 with 5 warning signs

No single metric tells the full story. See the FRA:3ZV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Benefit Systems Business Description

Other Exchanges BFT:Poland0Q3J:UK
Address European Square 2, Warsaw, POL, 00-844
Benefit Systems SA is Poland based company which is engaged in providing work benefits in the area of sport, recreations, culture and entertainment. Its products portfolio includes MultiSport Plus card, program that allows access to the sport and recreation clubs and multi-purpose facilities as well as Mybenefit, Benefitlunch, Multibilet, Multikafeteria and others.
91GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1,181.00
Price
€910.22
GF Value