Benefit SystemsFRA:3ZV +2.05%92 Quick Ratio is 0.71 as of Mar. 2026, which is 1% above its 10-year median of 0.70. GuruFocus rates FRA:3ZV with a GF Score™ of 92/100 and a GF Value™ of €904.36 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 855 Travel & Leisure companies, Benefit Systems ranks worse than 70.76% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Benefit Systems's quick ratio for the quarter that ended in Mar. 2026 was 0.71.
Benefit Systems has a quick ratio of 0.71. It indicates that the company cannot currently fully pay back its current liabilities.
The historical rank and industry rank for Benefit Systems's Quick Ratio or its related term are showing as below:
FRA:3ZV'
s Quick Ratio Range Over the Past 10 Years
Min: 0.5 Med: 0.7 Max: 1.61
Current: 0.71
During the past 13 years, Benefit Systems's highest Quick Ratio was 1.61. The lowest was 0.50. And the median was 0.70.
FRA:3ZV's Quick Ratio is ranked worse than 70.76% of 855
companies
in the Travel & Leisure industry
Industry Median: 1.14
vs FRA:3ZV: 0.71
Benefit Systems (FRA:3ZV) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Benefit Systems Quick Ratio Related Terms
Benefit Systems Quick Ratio Historical Data
* Premium members only.
The historical data trend for Benefit Systems's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Leisure subindustry, Benefit Systems's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Benefit Systems Quick Ratio vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Benefit Systems's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Benefit Systems's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Benefit Systems's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Benefit Systems (FRA:3ZV) has a Quick Ratio of 0.71 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Benefit Systems and its competitors. This is near median its historical median of 0.70. Over the past decade, Benefit Systems' Quick Ratio has ranged from 0.50 to 1.61. According to the industry distribution chart, Benefit Systems ranks #605 out of 855 companies in the Travel & Leisure industry, placing it in the top 70.8%.
Is Benefit Systems' Quick Ratio too high?
Benefit Systems' current Quick Ratio of 0.71 is near median its 10-year median of 0.70. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 1.61. The Travel & Leisure industry median Quick Ratio is 1.14. Benefit Systems' value of 0.71 is 37.7% below this industry median. Based on the distribution chart, Benefit Systems ranks #605 out of 855 companies in the Travel & Leisure industry, which is below the industry midpoint. Overall, Benefit Systems has a GF Score™ of 92/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Benefit Systems' Quick Ratio compare to AS and HAS?
According to the Travel & Leisure industry distribution chart, Benefit Systems ranks #605 out of 855 companies for Quick Ratio. This places Benefit Systems in the lower half of its industry. The industry median Quick Ratio is 1.14. Benefit Systems' value of 0.71 is 37.7% below this benchmark. Historically, Benefit Systems' own Quick Ratio has ranged from 0.50 to 1.61 over the past decade. While the company's 10-year median is 0.70 vs. the industry median of 1.14, Benefit Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Travel & Leisure company?
The median Quick Ratio among Travel & Leisure companies is 1.14, based on 855 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Benefit Systems's current Quick Ratio of 0.71 is 37.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Benefit Systems and its competitors. For the Travel & Leisure industry, the median Quick Ratio is 1.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Benefit Systems's current Quick Ratio is 0.71, which is near median its own 10-year median of 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Benefit Systems stock overvalued right now?
Based on GuruFocus' analysis, Benefit Systems (FRA:3ZV) is currently considered Modestly Overvalued. The stock's GF Value™ is €904.36, compared to a current price of €1,146.00 — trading 26.7% above its estimated fair value. The current Quick Ratio is 0.71, which is near median its 10-year median of 0.70 and 37.7% below the Travel & Leisure industry median of 1.14. Benefit Systems' overall GF Score™ is 92/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Benefit Systems (FRA:3ZV), the current Quick Ratio is 0.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Benefit Systems (FRA:3ZV) Overvalued in 2026?
Based on GuruFocus' analysis, Benefit Systems stock appears to be overvalued.
The current stock price of €1,146.00 is trading 26.7% above its estimated GF Value™ of €904.36.
GuruFocus considers Benefit Systems to be Modestly Overvalued.
Key valuation signals for FRA:3ZV:
Quick Ratio: 0.71 (near median its 10-year median of 0.70)
GF Value™: €904.36 vs. price of €1,146.00 (26.7% above fair value)
Industry Position: 37.7% below the Travel & Leisure median (#605 of 855)
No single metric tells the full story. See the FRA:3ZV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Benefit Systems SA is Poland based company which is engaged in providing work benefits in the area of sport, recreations, culture and entertainment. Its products portfolio includes MultiSport Plus card, program that allows access to the sport and recreation clubs and multi-purpose facilities as well as Mybenefit, Benefitlunch, Multibilet, Multikafeteria and others.
92GF Score
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