REFI (Chicago Atlantic Real Estate Finance) GF Score: 46/100 (As of Aug. 04, 2026) — 130% Above Median

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REFI Chicago Atlantic Real Estate Finance Inc REFI
46 GF Score
Price $10.00
GF Value $13.73
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Chicago Atlantic Real Estate Finance GF Score?

Chicago Atlantic Real Estate Finance REFI +1.01% 46 GF Score is 46 as of Aug. 04, 2026, which is 130% above its 10-year median of 20.00. GuruFocus rates REFI with a GF Score™ of 46/100 and a GF Value™ of $13.73 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Chicago Atlantic Real Estate Finance has the GF Score of 46, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 2/10
3. Growth Rank : 0/10
4. GF Value Rank : 8/10
5. Momentum Rank : 2/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Chicago Atlantic Real Estate Finance might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Chicago Atlantic Real Estate Finance  (NAS:REFI) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Chicago Atlantic Real Estate Finance GF Score Related Terms

REFI vs ACRE, RC, MITT: GF Score Comparison

For the REIT - Mortgage subindustry, Chicago Atlantic Real Estate Finance's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Chicago Atlantic Real Estate Finance GF Score vs REITs Industry

For the REITs industry and Real Estate sector, Chicago Atlantic Real Estate Finance's GF Score distribution charts can be found below:

* The bar in red indicates where Chicago Atlantic Real Estate Finance's GF Score falls into.


REFI
46GF Score
Chicago Atlantic Real Estate Finance Inc REFI
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 46 mean?
Chicago Atlantic Real Estate Finance (REFI) has a GF Score of 46 as of Aug. 04, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Chicago Atlantic Real Estate Finance and its competitors. This is 130% above median its historical median of 20.00. Over the past decade, Chicago Atlantic Real Estate Finance's GF Score has ranged from 15.00 to 58.00.
Is Chicago Atlantic Real Estate Finance's GF Score too high?
Chicago Atlantic Real Estate Finance's current GF Score of 46 is 130% above median its 10-year median of 20.00. Over the past 10 years, this metric has ranged from a low of 15.00 to a high of 58.00. Overall, Chicago Atlantic Real Estate Finance has a GF Score™ of 46/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chicago Atlantic Real Estate Finance's GF Score compare to ACRE and RC?
Chicago Atlantic Real Estate Finance's GF Score of 46 can be compared against companies in the REITs industry. Historically, Chicago Atlantic Real Estate Finance's own GF Score has ranged from 15.00 to 58.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a REITs company?
A good GF Score depends on the REITs industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Chicago Atlantic Real Estate Finance and its competitors. Chicago Atlantic Real Estate Finance's current GF Score is 46, which is 130% above median its own 10-year median of 20.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chicago Atlantic Real Estate Finance stock overvalued right now?
Based on GuruFocus' analysis, Chicago Atlantic Real Estate Finance (REFI) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.73, compared to a current price of $10.00 — trading 27.2% below its estimated fair value. The current GF Score is 46, which is 130% above median its 10-year median of 20.00. Chicago Atlantic Real Estate Finance's overall GF Score™ is 46/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Chicago Atlantic Real Estate Finance (REFI), the current GF Score is 46 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chicago Atlantic Real Estate Finance (REFI) Overvalued in 2026?

Based on GuruFocus' analysis, Chicago Atlantic Real Estate Finance stock appears to be undervalued. The current stock price of $10.00 is trading 27.2% below its estimated GF Value™ of $13.73. GuruFocus considers Chicago Atlantic Real Estate Finance to be Modestly Undervalued.

Key valuation signals for REFI:

  • GF Score: 46 (130% above median its 10-year median of 20.00)
  • GF Value™: $13.73 vs. price of $10.00 (27.2% below fair value)
  • GF Score™: 46/100 with 5 warning signs

No single metric tells the full story. See the REFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Chicago Atlantic Real Estate Finance Business Description

Industry Real EstateREITs
Address 1680 Michigan Avenue, Suite 700, Miami Beach, FL, USA, 33139
Chicago Atlantic Real Estate Finance Inc is engaged in a commercial real estate finance company. The Company operates as one operating segment, and its primary investment objective is to provide attractive, risk-adjusted returns for stockholders over time, mainly through consistent current income (dividends and distributions) and secondarily, through capital appreciation. The company operates mainly within the USA itself.
46GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.00
Price
$13.73
GF Value