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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chicago Atlantic Real Estate Finance Total Payout Ratio Chart
Chicago Atlantic Real Estate Finance Annual Data
Trend
Dec21
Dec22
Dec23
Dec24
Dec25
Total Payout Ratio
0.00
0.73
0.82
0.06
1.19
Chicago Atlantic Real Estate Finance Quarterly Data
REFI vs ACRE, RC, MITT: Total Payout Ratio Comparison
For the REIT - Mortgage subindustry, Chicago Atlantic Real Estate Finance's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chicago Atlantic Real Estate Finance Total Payout Ratio vs REITs Industry
For the REITs industry and Real Estate sector, Chicago Atlantic Real Estate Finance's Total Payout Ratio distribution charts can be found below:
* The bar in red indicates where Chicago Atlantic Real Estate Finance's Total Payout Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chicago Atlantic Real Estate Finance (REFI) has a Total Payout Ratio of 1.38 as of Aug. 25, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Chicago Atlantic Real Estate Finance and its competitors.
Is Chicago Atlantic Real Estate Finance's Total Payout Ratio too high?
Chicago Atlantic Real Estate Finance's current Total Payout Ratio is 1.38. Overall, Chicago Atlantic Real Estate Finance has a GF Score™ of 46/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chicago Atlantic Real Estate Finance's Total Payout Ratio compare to ACRE and RC?
Chicago Atlantic Real Estate Finance's Total Payout Ratio of 1.38 can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a REITs company?
A good Total Payout Ratio depends on the REITs industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Chicago Atlantic Real Estate Finance and its competitors. Chicago Atlantic Real Estate Finance's current Total Payout Ratio is 1.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chicago Atlantic Real Estate Finance stock overvalued right now?
Based on GuruFocus' analysis, Chicago Atlantic Real Estate Finance (REFI) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.06, compared to a current price of $10.79 — trading 17.4% below its estimated fair value. The current Total Payout Ratio is 1.38. Chicago Atlantic Real Estate Finance's overall GF Score™ is 46/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Chicago Atlantic Real Estate Finance (REFI), the current Total Payout Ratio is 1.38 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chicago Atlantic Real Estate Finance (REFI) Overvalued in 2026?
Based on GuruFocus' analysis, Chicago Atlantic Real Estate Finance stock appears to be undervalued.
The current stock price of $10.79 is trading 17.4% below its estimated GF Value™ of $13.06.
GuruFocus considers Chicago Atlantic Real Estate Finance to be Modestly Undervalued.
Key valuation signals for REFI:
Total Payout Ratio: 1.38
GF Value™: $13.06 vs. price of $10.79 (17.4% below fair value)
No single metric tells the full story. See the REFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chicago Atlantic Real Estate Finance Inc is engaged in a commercial real estate finance company. The Company operates as one operating segment, and its primary investment objective is to provide attractive, risk-adjusted returns for stockholders over time, mainly through consistent current income (dividends and distributions) and secondarily, through capital appreciation. The company operates mainly within the USA itself.
46GF Score
Get the complete analysis for REFI
Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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