REFI (Chicago Atlantic Real Estate Finance) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

REFI Chicago Atlantic Real Estate Finance Inc REFI
46 GF Score
Price $10.00
GF Value $13.73
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Chicago Atlantic Real Estate Finance ROC (Joel Greenblatt) %?

Chicago Atlantic Real Estate Finance REFI +1.01% 46 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates REFI with a GF Score™ of 46/100 and a GF Value™ of $13.73 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 577 REITs companies, Chicago Atlantic Real Estate Finance ranks worse than 173310.05% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

REFI
46GF Score
Chicago Atlantic Real Estate Finance Inc REFI
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a ROC (Joel Greenblatt) % of % mean?
Chicago Atlantic Real Estate Finance (REFI) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Chicago Atlantic Real Estate Finance and its competitors. According to the industry distribution chart, Chicago Atlantic Real Estate Finance ranks #999999 out of 577 companies in the REITs industry.
Is Chicago Atlantic Real Estate Finance's ROC (Joel Greenblatt) % too high?
Chicago Atlantic Real Estate Finance's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Chicago Atlantic Real Estate Finance ranks #999999 out of 577 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Chicago Atlantic Real Estate Finance has a GF Score™ of 46/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chicago Atlantic Real Estate Finance's ROC (Joel Greenblatt) % compare to ACRE and RC?
According to the REITs industry distribution chart, Chicago Atlantic Real Estate Finance ranks #999999 out of 577 companies for ROC (Joel Greenblatt) %. This places Chicago Atlantic Real Estate Finance in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 167.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a REITs company?
The median ROC (Joel Greenblatt) % among REITs companies is 167.98, based on 577 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Chicago Atlantic Real Estate Finance and its competitors. For the REITs industry, the median ROC (Joel Greenblatt) % is 167.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chicago Atlantic Real Estate Finance's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chicago Atlantic Real Estate Finance stock overvalued right now?
Based on GuruFocus' analysis, Chicago Atlantic Real Estate Finance (REFI) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.73, compared to a current price of $10.00 — trading 27.2% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Chicago Atlantic Real Estate Finance's overall GF Score™ is 46/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Chicago Atlantic Real Estate Finance (REFI), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chicago Atlantic Real Estate Finance (REFI) Overvalued in 2026?

Based on GuruFocus' analysis, Chicago Atlantic Real Estate Finance stock appears to be undervalued. The current stock price of $10.00 is trading 27.2% below its estimated GF Value™ of $13.73. GuruFocus considers Chicago Atlantic Real Estate Finance to be Modestly Undervalued.

Key valuation signals for REFI:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $13.73 vs. price of $10.00 (27.2% below fair value)
  • GF Score™: 46/100 with 5 warning signs

No single metric tells the full story. See the REFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Chicago Atlantic Real Estate Finance Business Description

Industry Real EstateREITs
Address 1680 Michigan Avenue, Suite 700, Miami Beach, FL, USA, 33139
Chicago Atlantic Real Estate Finance Inc is engaged in a commercial real estate finance company. The Company operates as one operating segment, and its primary investment objective is to provide attractive, risk-adjusted returns for stockholders over time, mainly through consistent current income (dividends and distributions) and secondarily, through capital appreciation. The company operates mainly within the USA itself.
46GF Score

Get the complete analysis for REFI

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.00
Price
$13.73
GF Value