REFI (Chicago Atlantic Real Estate Finance) Tariff Resilience Score: 8/10 (As of Aug. 04, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

REFI Chicago Atlantic Real Estate Finance Inc REFI
46 GF Score
Price $9.99
GF Value $13.73
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Chicago Atlantic Real Estate Finance Tariff Resilience Score?

Chicago Atlantic Real Estate Finance REFI +1.01% 46 Tariff Resilience Score is 8 as of Aug. 04, 2026. GuruFocus rates REFI with a GF Score™ of 46/100 and a GF Value™ of $13.73 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 966 REITs companies, Chicago Atlantic Real Estate Finance ranks better than 90.58% on this metric.

Chicago Atlantic Real Estate Finance has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Chicago Atlantic Real Estate Finance has Minimal exposure to tariffs as a financial services company. No significant global supply chain dependencies or import/export activities. Historical tariffs had no direct impact on operations.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Chicago Atlantic Real Estate Finance might have Highly Resilient.


Chicago Atlantic Real Estate Finance  (NAS:REFI) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Chicago Atlantic Real Estate Finance Tariff Resilience Score Related Terms


REFI vs ACRE, RC, MITT: Tariff Resilience Score Comparison

For the REIT - Mortgage subindustry, Chicago Atlantic Real Estate Finance's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chicago Atlantic Real Estate Finance Tariff Resilience Score vs REITs Industry

For the REITs industry and Real Estate sector, Chicago Atlantic Real Estate Finance's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Chicago Atlantic Real Estate Finance's Tariff Resilience Score falls into.


REFI
46GF Score
Chicago Atlantic Real Estate Finance Inc REFI
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 8 mean?
Chicago Atlantic Real Estate Finance (REFI) has a Tariff Resilience Score of 8 as of Aug. 04, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Chicago Atlantic Real Estate Finance ranks #91 out of 966 companies in the REITs industry, placing it in the top 9.4%.
Is Chicago Atlantic Real Estate Finance's Tariff Resilience Score too high?
Chicago Atlantic Real Estate Finance's current Tariff Resilience Score is 8. Based on the distribution chart, Chicago Atlantic Real Estate Finance ranks #91 out of 966 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Chicago Atlantic Real Estate Finance has a GF Score™ of 46/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chicago Atlantic Real Estate Finance's Tariff Resilience Score compare to ACRE and RC?
According to the REITs industry distribution chart, Chicago Atlantic Real Estate Finance ranks #91 out of 966 companies for Tariff Resilience Score. This places Chicago Atlantic Real Estate Finance in the top 9% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a REITs company?
A good Tariff Resilience Score depends on the REITs industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Chicago Atlantic Real Estate Finance's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chicago Atlantic Real Estate Finance stock overvalued right now?
Based on GuruFocus' analysis, Chicago Atlantic Real Estate Finance (REFI) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.73, compared to a current price of $9.99 — trading 27.3% below its estimated fair value. The current Tariff Resilience Score is 8. Chicago Atlantic Real Estate Finance's overall GF Score™ is 46/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Chicago Atlantic Real Estate Finance (REFI), the current Tariff Resilience Score is 8 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chicago Atlantic Real Estate Finance (REFI) Overvalued in 2026?

Based on GuruFocus' analysis, Chicago Atlantic Real Estate Finance stock appears to be undervalued. The current stock price of $9.99 is trading 27.3% below its estimated GF Value™ of $13.73. GuruFocus considers Chicago Atlantic Real Estate Finance to be Modestly Undervalued.

Key valuation signals for REFI:

  • Tariff Resilience Score: 8
  • GF Value™: $13.73 vs. price of $9.99 (27.3% below fair value)
  • GF Score™: 46/100 with 5 warning signs

No single metric tells the full story. See the REFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chicago Atlantic Real Estate Finance Business Description

Industry Real EstateREITs
Address 1680 Michigan Avenue, Suite 700, Miami Beach, FL, USA, 33139
Chicago Atlantic Real Estate Finance Inc is engaged in a commercial real estate finance company. The Company operates as one operating segment, and its primary investment objective is to provide attractive, risk-adjusted returns for stockholders over time, mainly through consistent current income (dividends and distributions) and secondarily, through capital appreciation. The company operates mainly within the USA itself.
46GF Score

Get the complete analysis for REFI

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.99
Price
$13.73
GF Value