The Yamagata Bank (TSE:8344) GF Score: 45/100 (As of Jul. 19, 2026) — 12% Below Median

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8344 The Yamagata Bank Ltd TSE:8344
45 GF Score
Price 円3,615.00
GF Value 円1,425.53
Valuation Significantly Overvalued
! 5 Warning Signs
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What is The Yamagata Bank GF Score?

The Yamagata Bank TSE:8344 -7.54% 45 GF Score is 45 as of Jul. 19, 2026, which is 12% below its 10-year median of 51.00. GuruFocus rates TSE:8344 with a GF Score™ of 45/100 and a GF Value™ of 円1,425.53 (Significantly Overvalued). The stock has 5 warning signs investors should review.

The Yamagata Bank has the GF Score of 45, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 4/10
3. Growth Rank : 4/10
4. GF Value Rank : 1/10
5. Momentum Rank : 3/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes The Yamagata Bank might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

The Yamagata Bank  (TSE:8344) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

The Yamagata Bank GF Score Related Terms

The Yamagata Bank GF Score Competitor Comparison

For the Banks - Regional subindustry, The Yamagata Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The Yamagata Bank GF Score vs Banks Industry

For the Banks industry and Financial Services sector, The Yamagata Bank's GF Score distribution charts can be found below:

* The bar in red indicates where The Yamagata Bank's GF Score falls into.


TSE:8344
45GF Score
The Yamagata Bank Ltd TSE:8344
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 45 mean?
The Yamagata Bank (TSE:8344) has a GF Score of 45 as of Jul. 19, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on The Yamagata Bank and its competitors. This is 12% below median its historical median of 51.00. Over the past decade, The Yamagata Bank's GF Score has ranged from 18.00 to 68.00.
Is The Yamagata Bank's GF Score too high?
The Yamagata Bank's current GF Score of 45 is 12% below median its 10-year median of 51.00. Over the past 10 years, this metric has ranged from a low of 18.00 to a high of 68.00. Overall, The Yamagata Bank has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Yamagata Bank's GF Score compare to competitors?
The Yamagata Bank's GF Score of 45 can be compared against companies in the Banks industry. Historically, The Yamagata Bank's own GF Score has ranged from 18.00 to 68.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on The Yamagata Bank and its competitors. The Yamagata Bank's current GF Score is 45, which is 12% below median its own 10-year median of 51.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Yamagata Bank stock overvalued right now?
Based on GuruFocus' analysis, The Yamagata Bank (TSE:8344) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,425.53, compared to a current price of 円3,615.00 — trading 153.6% above its estimated fair value. The current GF Score is 45, which is 12% below median its 10-year median of 51.00. The Yamagata Bank's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For The Yamagata Bank (TSE:8344), the current GF Score is 45 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Yamagata Bank (TSE:8344) Overvalued in 2026?

Based on GuruFocus' analysis, The Yamagata Bank stock appears to be overvalued. The current stock price of 円3,615.00 is trading 153.6% above its estimated GF Value™ of 円1,425.53. GuruFocus considers The Yamagata Bank to be Significantly Overvalued.

Key valuation signals for TSE:8344:

  • GF Score: 45 (12% below median its 10-year median of 51.00)
  • GF Value™: 円1,425.53 vs. price of 円3,615.00 (153.6% above fair value)
  • GF Score™: 45/100 with 5 warning signs

No single metric tells the full story. See the TSE:8344 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Yamagata Bank Business Description

Address 1-2, Nanukamachi 3-chome, Yamagata, JPN, 990-8642
The Yamagata Bank Ltd is a provider of banking products and services, domiciled in Japan. The company generates the vast majority of revenue domestically. The bank operates through three functions: banking segment, leasing industry, and others. The largest of these is the banking segment, which offers products such as deposits and lending, exchange services, investment in securities, credit cards, venture capital services, and credit guarantees. The leasing industry segment is the next largest contributor to revenue and is involved in leasing services as well as business support and data processing.
45GF Score

Get the complete analysis for TSE:8344

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,615.00
Price
円1,425.53
GF Value