The historical rank and industry rank for The Yamagata Bank's Net Margin % or its related term are showing as below:
TSE:8344'
s Net Margin % Range Over the Past 10 Years
Min: 4.41 Med: 8.94 Max: 13.32
Current: 10.39
TSE:8344's Net Margin % is ranked worse than 87.45% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs TSE:8344: 10.39
The Yamagata Bank (TSE:8344) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
The Yamagata Bank Net Margin % Related Terms
The Yamagata Bank Net Margin % Historical Data
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The historical data trend for The Yamagata Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Yamagata Bank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, The Yamagata Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Yamagata Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, The Yamagata Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where The Yamagata Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Yamagata Bank (TSE:8344) has a Net Margin % of 0.00% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on The Yamagata Bank and its competitors. Over the past decade, The Yamagata Bank's Net Margin % has ranged from 4.41 to 13.32. According to the industry distribution chart, The Yamagata Bank ranks #1338 out of 1530 companies in the Banks industry, placing it in the top 87.5%.
Is The Yamagata Bank's Net Margin % too high?
The Yamagata Bank's current Net Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 4.41 to a high of 13.32. Based on the distribution chart, The Yamagata Bank ranks #1338 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Yamagata Bank has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Yamagata Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, The Yamagata Bank ranks #1338 out of 1530 companies for Net Margin %. This places The Yamagata Bank in the lower half of its industry. The industry median Net Margin % is 26.85. Historically, The Yamagata Bank's own Net Margin % has ranged from 4.41 to 13.32 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on The Yamagata Bank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Yamagata Bank's current Net Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Yamagata Bank stock overvalued right now?
Based on GuruFocus' analysis, The Yamagata Bank (TSE:8344) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,420.76, compared to a current price of 円3,365.00 — trading 136.8% above its estimated fair value. The current Net Margin % is 0.00%. The Yamagata Bank's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For The Yamagata Bank (TSE:8344), the current Net Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Yamagata Bank (TSE:8344) Overvalued in 2026?
Based on GuruFocus' analysis, The Yamagata Bank stock appears to be overvalued.
The current stock price of 円3,365.00 is trading 136.8% above its estimated GF Value™ of 円1,420.76.
GuruFocus considers The Yamagata Bank to be Significantly Overvalued.
Key valuation signals for TSE:8344:
Net Margin %: 0.00%
GF Value™: 円1,420.76 vs. price of 円3,365.00 (136.8% above fair value)
No single metric tells the full story. See the TSE:8344 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Yamagata Bank Ltd is a provider of banking products and services, domiciled in Japan. The company generates the vast majority of revenue domestically. The bank operates through three functions: banking segment, leasing industry, and others. The largest of these is the banking segment, which offers products such as deposits and lending, exchange services, investment in securities, credit cards, venture capital services, and credit guarantees. The leasing industry segment is the next largest contributor to revenue and is involved in leasing services as well as business support and data processing.
45GF Score
Get the complete analysis for TSE:8344
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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