The Yamagata Bank (TSE:8344) LT-Debt-to-Total-Asset: 0.05 (As of Mar. 2026)

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TSE:8344 The Yamagata Bank Ltd TSE:8344
45 GF Score
Price 円3,615.00
GF Value 円1,425.32
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is The Yamagata Bank LT-Debt-to-Total-Asset?

The Yamagata Bank TSE:8344 -7.54% 45 LT-Debt-to-Total-Asset is 0.05 as of Mar. 2026. GuruFocus rates TSE:8344 with a GF Score™ of 45/100 and a GF Value™ of 円1,425.32 (Significantly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. The Yamagata Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.05.

The Yamagata Bank's long-term debt to total assets ratio increased from Mar. 2025 (0.04) to Mar. 2026 (0.05). It may suggest that The Yamagata Bank is progressively becoming more dependent on debt to grow their business.

The Yamagata Bank  (TSE:8344) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

The Yamagata Bank LT-Debt-to-Total-Asset Related Terms

The Yamagata Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for The Yamagata Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Yamagata Bank LT-Debt-to-Total-Asset Chart

The Yamagata Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 0.04 0.04 0.04 0.05

The Yamagata Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.04 0.05 0.05
TSE:8344
45GF Score
The Yamagata Bank Ltd TSE:8344
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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The Yamagata Bank LT-Debt-to-Total-Asset Calculation

The Yamagata Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=160814/3276712
=0.05

The Yamagata Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=160814/3276712
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.05 mean?
The Yamagata Bank (TSE:8344) has a LT-Debt-to-Total-Asset of 0.05 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on The Yamagata Bank and its competitors.
Is The Yamagata Bank's LT-Debt-to-Total-Asset too high?
The Yamagata Bank's current LT-Debt-to-Total-Asset is 0.05. Overall, The Yamagata Bank has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Yamagata Bank's LT-Debt-to-Total-Asset compare to competitors?
The Yamagata Bank's LT-Debt-to-Total-Asset of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on The Yamagata Bank and its competitors. The Yamagata Bank's current LT-Debt-to-Total-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Yamagata Bank stock overvalued right now?
Based on GuruFocus' analysis, The Yamagata Bank (TSE:8344) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,425.32, compared to a current price of 円3,615.00 — trading 153.6% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.05. The Yamagata Bank's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For The Yamagata Bank (TSE:8344), the current LT-Debt-to-Total-Asset is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Yamagata Bank (TSE:8344) Overvalued in 2026?

Based on GuruFocus' analysis, The Yamagata Bank stock appears to be overvalued. The current stock price of 円3,615.00 is trading 153.6% above its estimated GF Value™ of 円1,425.32. GuruFocus considers The Yamagata Bank to be Significantly Overvalued.

Key valuation signals for TSE:8344:

  • LT-Debt-to-Total-Asset: 0.05
  • GF Value™: 円1,425.32 vs. price of 円3,615.00 (153.6% above fair value)
  • GF Score™: 45/100 with 5 warning signs

No single metric tells the full story. See the TSE:8344 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Yamagata Bank Business Description

Address 1-2, Nanukamachi 3-chome, Yamagata, JPN, 990-8642
The Yamagata Bank Ltd is a provider of banking products and services, domiciled in Japan. The company generates the vast majority of revenue domestically. The bank operates through three functions: banking segment, leasing industry, and others. The largest of these is the banking segment, which offers products such as deposits and lending, exchange services, investment in securities, credit cards, venture capital services, and credit guarantees. The leasing industry segment is the next largest contributor to revenue and is involved in leasing services as well as business support and data processing.
45GF Score

Get the complete analysis for TSE:8344

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,615.00
Price
円1,425.32
GF Value