The Yamagata Bank (TSE:8344) Dividend Payout Ratio: 0.72 (As of Mar. 2026) — 125% Above Median

What is The Yamagata Bank Dividend Payout Ratio?

The Yamagata Bank TSE:8344 -2.51% 44 Dividend Payout Ratio is 0.72 as of Mar. 2026, which is 125% above its 10-year median of 0.32. GuruFocus rates TSE:8344 with a GF Score™ of 44/100 and a GF Value™ of 円1,424.08 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,175 Banks companies, The Yamagata Bank ranks worse than 62.64% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. The Yamagata Bank's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.72.

The historical rank and industry rank for The Yamagata Bank's Dividend Payout Ratio or its related term are showing as below:

TSE:8344' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.15 Med: 0.32 Max: 0.49
Current: 0.4

During the past 13 years, the highest Dividend Payout Ratio of The Yamagata Bank was 0.49. The lowest was 0.15. And the median was 0.32.

TSE:8344's Dividend Payout Ratio is ranked worse than
62.64% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs TSE:8344: 0.40

As of today (2026-07-12), the Dividend Yield % of The Yamagata Bank is 2.28%.

During the past 13 years, the highest Trailing Annual Dividend Yield of The Yamagata Bank was 4.24%. The lowest was 0.79%. And the median was 2.75%.

The Yamagata Bank's Dividends per Share for the months ended in Mar. 2026 was 円56.00.

During the past 12 months, The Yamagata Bank's average Dividends Per Share Growth Rate was 86.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 33.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 18.40% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 7.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of The Yamagata Bank was 33.90% per year. The lowest was -11.20% per year. And the median was 1.45% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

The Yamagata Bank (TSE:8344) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

The Yamagata Bank Dividend Payout Ratio Related Terms

The Yamagata Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for The Yamagata Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Yamagata Bank Dividend Payout Ratio Chart

The Yamagata Bank Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

Dividend Payout Ratio

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0.33

0.29

0.49

0.32

0.40

The Yamagata Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.82	0.00	0.79	0.00	0.72

The Yamagata Bank Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, The Yamagata Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The Yamagata Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Yamagata Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where The Yamagata Bank's Dividend Payout Ratio falls into.

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44GF Score

The Yamagata Bank Ltd TSE:8344

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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The Yamagata Bank Dividend Payout Ratio Calculation

The Yamagata Bank's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Mar. 2026 )	/	EPS without NRI (A: Mar. 2026 )
	=	84	/	208.275
	=	0.40

The Yamagata Bank's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	56	/	77.915
	=	0.72

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.72 mean?

The Yamagata Bank (TSE:8344) has a Dividend Payout Ratio of 0.72 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on The Yamagata Bank and its competitors. This is 125% above median its historical median of 0.32. Over the past decade, The Yamagata Bank's Dividend Payout Ratio has ranged from 0.15 to 0.49. According to the industry distribution chart, The Yamagata Bank ranks #736 out of 1175 companies in the Banks industry, placing it in the top 62.6%.

Is The Yamagata Bank's Dividend Payout Ratio too high?

The Yamagata Bank's current Dividend Payout Ratio of 0.72 is 125% above median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.49. The Banks industry median Dividend Payout Ratio is 0.32. The Yamagata Bank's value of 0.72 is 125% above this industry median. Based on the distribution chart, The Yamagata Bank ranks #736 out of 1175 companies in the Banks industry, which is below the industry midpoint. Overall, The Yamagata Bank has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does The Yamagata Bank's Dividend Payout Ratio compare to competitors?

According to the Banks industry distribution chart, The Yamagata Bank ranks #736 out of 1175 companies for Dividend Payout Ratio. This places The Yamagata Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. The Yamagata Bank's value of 0.72 is 125% above this benchmark. Historically, The Yamagata Bank's own Dividend Payout Ratio has ranged from 0.15 to 0.49 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 0.32, The Yamagata Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Yamagata Bank's current Dividend Payout Ratio of 0.72 is 125% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on The Yamagata Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Yamagata Bank's current Dividend Payout Ratio is 0.72, which is 125% above median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is The Yamagata Bank stock overvalued right now?

Based on GuruFocus' analysis, The Yamagata Bank (TSE:8344) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,424.08, compared to a current price of 円3,690.00 — trading 159.1% above its estimated fair value. The current Dividend Payout Ratio is 0.72, which is 125% above median its 10-year median of 0.32 and 125% above the Banks industry median of 0.32. The Yamagata Bank's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For The Yamagata Bank (TSE:8344), the current Dividend Payout Ratio is 0.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Yamagata Bank (TSE:8344) Overvalued in 2026?

Based on GuruFocus' analysis, The Yamagata Bank stock appears to be overvalued. The current stock price of 円3,690.00 is trading 159.1% above its estimated GF Value™ of 円1,424.08. GuruFocus considers The Yamagata Bank to be Significantly Overvalued.

Key valuation signals for TSE:8344:

Dividend Payout Ratio: 0.72 (125% above median its 10-year median of 0.32)
GF Value™: 円1,424.08 vs. price of 円3,690.00 (159.1% above fair value)
GF Score™: 44/100 with 5 warning signs
Industry Position: 125% above the Banks median (#736 of 1175)

No single metric tells the full story. See the TSE:8344 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Yamagata Bank Business Description

Industry Financial Services Banks

Comparable Companies TSE:8399 TSE:7384 TSE:8550 TSE:8395 TSE:8343 TSE:8387 TSE:8541 TSE:8362 TSE:7350 TSE:8337 SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 1-2, Nanukamachi 3-chome, Yamagata, JPN, 990-8642

Website http://www.yamagatabank.co.jp

The Yamagata Bank Ltd is a provider of banking products and services, domiciled in Japan. The company generates the vast majority of revenue domestically. The bank operates through three functions: banking segment, leasing industry, and others. The largest of these is the banking segment, which offers products such as deposits and lending, exchange services, investment in securities, credit cards, venture capital services, and credit guarantees. The leasing industry segment is the next largest contributor to revenue and is involved in leasing services as well as business support and data processing.

44GF Score

Get the complete analysis for TSE:8344

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,690.00

Price

円1,424.08

GF Value

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