ALTA banka AD Bitola (XMAE:SBT) GF Score: 73/100 (As of Jul. 23, 2026) — Near Median

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XMAE:SBT ALTA banka AD Bitola XMAE:SBT
73 GF Score
Price MKD3,777.00
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What is ALTA banka AD Bitola GF Score?

ALTA banka AD Bitola XMAE:SBT 73 GF Score is 73 as of Jul. 23, 2026, which is 9% below its 10-year median of 80.00. GuruFocus rates XMAE:SBT with a GF Score™ of 73/100.

ALTA banka AD Bitola has the GF Score of 73, which implies that the company is Likely to have average performance.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 7/10
3. Growth Rank : 5/10
4. GF Value Rank : 7/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes ALTA banka AD Bitola is Likely to have average performance.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

ALTA banka AD Bitola  (XMAE:SBT) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

ALTA banka AD Bitola GF Score Related Terms

XMAE:SBT vs PNC, USB, NU: GF Score Comparison

For the Banks - Regional subindustry, ALTA banka AD Bitola's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ALTA banka AD Bitola GF Score vs Banks Industry

For the Banks industry and Financial Services sector, ALTA banka AD Bitola's GF Score distribution charts can be found below:

* The bar in red indicates where ALTA banka AD Bitola's GF Score falls into.


XMAE:SBT
73GF Score
ALTA banka AD Bitola XMAE:SBT
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 73 mean?
ALTA banka AD Bitola (XMAE:SBT) has a GF Score of 73 as of Jul. 23, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on ALTA banka AD Bitola and its competitors. This is near median its historical median of 80.00. Over the past decade, ALTA banka AD Bitola's GF Score has ranged from 60.00 to 97.00.
Is ALTA banka AD Bitola's GF Score too high?
ALTA banka AD Bitola's current GF Score of 73 is near median its 10-year median of 80.00. Over the past 10 years, this metric has ranged from a low of 60.00 to a high of 97.00. Overall, ALTA banka AD Bitola has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does ALTA banka AD Bitola's GF Score compare to PNC and USB?
ALTA banka AD Bitola's GF Score of 73 can be compared against companies in the Banks industry. Historically, ALTA banka AD Bitola's own GF Score has ranged from 60.00 to 97.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on ALTA banka AD Bitola and its competitors. ALTA banka AD Bitola's current GF Score is 73, which is near median its own 10-year median of 80.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ALTA banka AD Bitola stock overvalued right now?
ALTA banka AD Bitola (XMAE:SBT) has a current GF Score of 73. The current GF Score is 73, which is near median its 10-year median of 80.00. ALTA banka AD Bitola's overall GF Score™ is 73/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For ALTA banka AD Bitola (XMAE:SBT), the current GF Score is 73 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ALTA banka AD Bitola Business Description

Other Exchanges STBP.PFD:Macedonia
Address Bulevar Zorana Dindica 121, Belgrade, SRB, 1000
ALTA banka AD Bitola operates as a commercial bank. It serves households and businesses through retail banking and corporate banking segments. Retail banking serves individuals with deposits, loans, mortgages, and payment services, while corporate banking provides businesses with financing, trade finance, and cash management solutions.
73GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MKD3,777.00
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