Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for ALTA banka AD Bitola's Net Margin % or its related term are showing as below:
XMAE:SBT's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 27.055 * Ranked among companies with meaningful Net Margin % only.
ALTA banka AD Bitola (XMAE:SBT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
ALTA banka AD Bitola Net Margin % Related Terms
ALTA banka AD Bitola Net Margin % Historical Data
* Premium members only.
The historical data trend for ALTA banka AD Bitola's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, ALTA banka AD Bitola's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ALTA banka AD Bitola Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, ALTA banka AD Bitola's Net Margin % distribution charts can be found below:
* The bar in red indicates where ALTA banka AD Bitola's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ALTA banka AD Bitola (XMAE:SBT) has a Net Margin % of 44.41% as of Mar. 2025. Net margin is the ratio of total net income to net sales. View historical data on ALTA banka AD Bitola and its competitors.
Is ALTA banka AD Bitola's Net Margin % too high?
ALTA banka AD Bitola's current Net Margin % is 44.41%. The Banks industry median Net Margin % is 27.06. ALTA banka AD Bitola's value of 44.41% is 64.1% above this industry median. Overall, ALTA banka AD Bitola has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does ALTA banka AD Bitola's Net Margin % compare to PNC and USB?
ALTA banka AD Bitola's Net Margin % of 44.41% can be compared against companies in the Banks industry. The industry median Net Margin % is 27.06. ALTA banka AD Bitola's value of 44.41% is 64.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.06, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ALTA banka AD Bitola's current Net Margin % of 44.41% is 64.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on ALTA banka AD Bitola and its competitors. For the Banks industry, the median Net Margin % is 27.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ALTA banka AD Bitola's current Net Margin % is 44.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ALTA banka AD Bitola stock overvalued right now?
ALTA banka AD Bitola (XMAE:SBT) has a current Net Margin % of 44.41%. The current Net Margin % is 44.41% and 64.1% above the Banks industry median of 27.06. ALTA banka AD Bitola's overall GF Score™ is 73/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For ALTA banka AD Bitola (XMAE:SBT), the current Net Margin % is 44.41% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
ALTA banka AD Bitola operates as a commercial bank. It serves households and businesses through retail banking and corporate banking segments. Retail banking serves individuals with deposits, loans, mortgages, and payment services, while corporate banking provides businesses with financing, trade finance, and cash management solutions.
73GF Score
Get the complete analysis for XMAE:SBT
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XMAE:SBT has been successfully added to your 
