ALTA banka AD Bitola (XMAE:SBT) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAE:SBT ALTA banka AD Bitola XMAE:SBT
73 GF Score
Price MKD3,777.00
View Full Analysis

What is ALTA banka AD Bitola LT-Debt-to-Total-Asset?

ALTA banka AD Bitola XMAE:SBT 73 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2025. GuruFocus rates XMAE:SBT with a GF Score™ of 73/100.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. ALTA banka AD Bitola's long-term debt to total assests ratio for the quarter that ended in Mar. 2025 was 0.02.

ALTA banka AD Bitola's long-term debt to total assets ratio declined from Dec. 2023 (0.02) to Mar. 2025 (0.02). It may suggest that ALTA banka AD Bitola is progressively becoming less dependent on debt to grow their business.

ALTA banka AD Bitola  (XMAE:SBT) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

ALTA banka AD Bitola LT-Debt-to-Total-Asset Related Terms

ALTA banka AD Bitola LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for ALTA banka AD Bitola's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ALTA banka AD Bitola LT-Debt-to-Total-Asset Chart

ALTA banka AD Bitola Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.02 0.02 0.02 0.02

ALTA banka AD Bitola Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.02
XMAE:SBT
73GF Score
ALTA banka AD Bitola XMAE:SBT
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ALTA banka AD Bitola LT-Debt-to-Total-Asset Calculation

ALTA banka AD Bitola's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )/Total Assets (A: Dec. 2024 )
=2447.363/144021.578
=0.02

ALTA banka AD Bitola's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2025 is calculated as

LT Debt to Total Assets (Q: Mar. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2025 )/Total Assets (Q: Mar. 2025 )
=2314.435/145644.387
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.02 mean?
ALTA banka AD Bitola (XMAE:SBT) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ALTA banka AD Bitola and its competitors.
Is ALTA banka AD Bitola's LT-Debt-to-Total-Asset too high?
ALTA banka AD Bitola's current LT-Debt-to-Total-Asset is 0.02. Overall, ALTA banka AD Bitola has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does ALTA banka AD Bitola's LT-Debt-to-Total-Asset compare to PNC and USB?
ALTA banka AD Bitola's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ALTA banka AD Bitola and its competitors. ALTA banka AD Bitola's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ALTA banka AD Bitola stock overvalued right now?
ALTA banka AD Bitola (XMAE:SBT) has a current LT-Debt-to-Total-Asset of 0.02. The current LT-Debt-to-Total-Asset is 0.02. ALTA banka AD Bitola's overall GF Score™ is 73/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For ALTA banka AD Bitola (XMAE:SBT), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ALTA banka AD Bitola Business Description

Other Exchanges STBP.PFD:Macedonia
Address Bulevar Zorana Dindica 121, Belgrade, SRB, 1000
ALTA banka AD Bitola operates as a commercial bank. It serves households and businesses through retail banking and corporate banking segments. Retail banking serves individuals with deposits, loans, mortgages, and payment services, while corporate banking provides businesses with financing, trade finance, and cash management solutions.
73GF Score

Get the complete analysis for XMAE:SBT

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MKD3,777.00
Price