FCF (First Commonwealth Financial) Goodwill-to-Asset: 0.03 (As of Mar. 2026)

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FCF First Commonwealth Financial Corp FCF
69 GF Score
Price $21.53
GF Value $17.67
Valuation Modestly Overvalued
! 7 Warning Signs
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What is First Commonwealth Financial Goodwill-to-Asset?

First Commonwealth Financial FCF -0.28% 69 Goodwill-to-Asset is 0.03 as of Mar. 2026. GuruFocus rates FCF with a GF Score™ of 69/100 and a GF Value™ of $17.67 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Goodwill to Asset ratio measures how much goodwill a company is recording compared to the total level of its assets. First Commonwealth Financial's Goodwill for the quarter that ended in Mar. 2026 was $378.2 Mil. First Commonwealth Financial's Total Assets for the quarter that ended in Mar. 2026 was $12,262.6 Mil. Therefore, First Commonwealth Financial's Goodwill to Asset Ratio for the quarter that ended in Mar. 2026 was 0.03.


First Commonwealth Financial  (NYSE:FCF) Goodwill-to-Asset Explanation

If the goodwill-to-asset ratio increases, it can mean that the company is recording a proportionately higher amount of goodwill, assuming total assets are remaining constant. It is generally good to see a company increasing its assets regularly; however, if these increases are coming from intangible assets, such as goodwill, the increases may not be as good.

Increases in the goodwill-to-asset ratio might suggest that a company has been aggressively acquiring other firms or has seen its tangible assets decrease in value. When a large portion of total assets are attributable to intangible assets (such as goodwill), the company may be at risk of having that portion of its asset base wiped out quickly if it must record any goodwill impairments. Decreases in the goodwill-to-assets ratio suggest that the company has either written down some goodwill or increased its tangible assets.

Asset needs vary from industry to industry. This is why comparing goodwill-to-assets ratios is generally most meaningful among companies within the same industry. By comparing a company's goodwill to assets ratio to those of other companies within the same industry, investors can get a feel for how a company is managing its goodwill.


First Commonwealth Financial Goodwill-to-Asset Related Terms


First Commonwealth Financial Goodwill-to-Asset Historical Data

* Premium members only.

The historical data trend for First Commonwealth Financial's Goodwill-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Commonwealth Financial Goodwill-to-Asset Chart

First Commonwealth Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Goodwill-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 0.03 0.03 0.03

First Commonwealth Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Goodwill-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.03 0.03 0.03 0.00

FCF vs HAPN, SRCE, MBIN: Goodwill-to-Asset Comparison

For the Banks - Regional subindustry, First Commonwealth Financial's Goodwill-to-Asset, along with its competitors' market caps and Goodwill-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Commonwealth Financial Goodwill-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, First Commonwealth Financial's Goodwill-to-Asset distribution charts can be found below:

* The bar in red indicates where First Commonwealth Financial's Goodwill-to-Asset falls into.


FCF
69GF Score
First Commonwealth Financial Corp FCF
Goodwill-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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First Commonwealth Financial Goodwill-to-Asset Calculation

Goodwill to Asset ratio measures how much goodwill a company is recording compared to the total level of its assets.

It is calculated by dividing goodwill by total assets.

First Commonwealth Financial's Goodwill to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Goodwill to Asset (A: Dec. 2025 )=Goodwill/Total Assets
=378.214/12343.036
=0.03

First Commonwealth Financial's Goodwill to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Goodwill to Asset (Q: Mar. 2026 )=Goodwill/Total Assets
=378.214/12262.572
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Goodwill-to-Asset →
What does a Goodwill-to-Asset of 0.03 mean?
First Commonwealth Financial (FCF) has a Goodwill-to-Asset of 0.03 as of Mar. 2026. Goodwill-to-Asset Ratio is the total goodwill from acquisitions divided by total assets. View historical data on First Commonwealth Financial and its competitors.
Is First Commonwealth Financial's Goodwill-to-Asset too high?
First Commonwealth Financial's current Goodwill-to-Asset is 0.03. Overall, First Commonwealth Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Commonwealth Financial's Goodwill-to-Asset compare to HAPN and SRCE?
First Commonwealth Financial's Goodwill-to-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Goodwill-to-Asset for a Banks company?
A good Goodwill-to-Asset depends on the Banks industry context. However, Goodwill-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Goodwill-to-Asset mean?
A high Goodwill-to-Asset can signal that a stock is expensive relative to its fundamentals. Goodwill-to-Asset Ratio is the total goodwill from acquisitions divided by total assets. View historical data on First Commonwealth Financial and its competitors. First Commonwealth Financial's current Goodwill-to-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Commonwealth Financial stock overvalued right now?
Based on GuruFocus' analysis, First Commonwealth Financial (FCF) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.67, compared to a current price of $21.53 — trading 21.8% above its estimated fair value. The current Goodwill-to-Asset is 0.03. First Commonwealth Financial's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Goodwill-to-Asset calculated?
Goodwill-to-Asset is calculated from a company's financial statements. For First Commonwealth Financial (FCF), the current Goodwill-to-Asset is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Commonwealth Financial (FCF) Overvalued in 2026?

Based on GuruFocus' analysis, First Commonwealth Financial stock appears to be overvalued. The current stock price of $21.53 is trading 21.8% above its estimated GF Value™ of $17.67. GuruFocus considers First Commonwealth Financial to be Modestly Overvalued.

Key valuation signals for FCF:

  • Goodwill-to-Asset: 0.03
  • GF Value™: $17.67 vs. price of $21.53 (21.8% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the FCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Commonwealth Financial Business Description

Other Exchanges FCF:Germany
Address 601 Philadelphia Street, Indiana, PA, USA, 15701
First Commonwealth Financial Corp functions in the financial services sector in the United States. Through its subsidiary, it offers a range of consumer and commercial banking services such as personal checking accounts, interest-earning checking accounts, savings accounts, insured money market accounts, investment certificates, fixed & variable rate certificates of deposit, and various kinds of loans. It also provides trust and wealth management services and offers insurance products. The company earns the majority of its revenue through net interest income.
69GF Score

Get the complete analysis for FCF

Goodwill-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.53
Price
$17.67
GF Value