FCF (First Commonwealth Financial) Tariff Resilience Score: 9/10 (As of Jun. 28, 2026)


FCF First Commonwealth Financial Corp FCF
71 GF Score
Price $20.53
GF Value $17.57
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First Commonwealth Financial Tariff Resilience Score?

First Commonwealth Financial FCF +0.39% 71 Tariff Resilience Score is 9 as of Jun. 28, 2026. GuruFocus rates FCF with a GF Score™ of 71/100 and a GF Value™ of $17.57 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,610 Banks companies, First Commonwealth Financial ranks better than 99.25% on this metric.

First Commonwealth Financial has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

First Commonwealth Financial has As a financial services provider, it has limited direct exposure to tariffs, with operations primarily within the U.S., reducing international trade risks.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes First Commonwealth Financial might have Highly Resilient.

First Commonwealth Financial  (NYSE:FCF) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

First Commonwealth Financial Tariff Resilience Score Related Terms

FCF vs OFG, STEL, NBHC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, First Commonwealth Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Commonwealth Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, First Commonwealth Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where First Commonwealth Financial's Tariff Resilience Score falls into.


FCF
71GF Score
First Commonwealth Financial Corp FCF
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
First Commonwealth Financial (FCF) has a Tariff Resilience Score of 9 as of Jun. 28, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, First Commonwealth Financial ranks #12 out of 1610 companies in the Banks industry, placing it in the top 0.7%.
Is First Commonwealth Financial's Tariff Resilience Score too high?
First Commonwealth Financial's current Tariff Resilience Score is 9. Based on the distribution chart, First Commonwealth Financial ranks #12 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Commonwealth Financial has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Commonwealth Financial's Tariff Resilience Score compare to OFG and STEL?
According to the Banks industry distribution chart, First Commonwealth Financial ranks #12 out of 1610 companies for Tariff Resilience Score. This places First Commonwealth Financial in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. First Commonwealth Financial's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Commonwealth Financial stock overvalued right now?
Based on GuruFocus' analysis, First Commonwealth Financial (FCF) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.57, compared to a current price of $20.53 — trading 16.8% above its estimated fair value. The current Tariff Resilience Score is 9. First Commonwealth Financial's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For First Commonwealth Financial (FCF), the current Tariff Resilience Score is 9 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Commonwealth Financial (FCF) Overvalued in 2026?

Based on GuruFocus' analysis, First Commonwealth Financial stock appears to be overvalued. The current stock price of $20.53 is trading 16.8% above its estimated GF Value™ of $17.57. GuruFocus considers First Commonwealth Financial to be Modestly Overvalued.

Key valuation signals for FCF:

  • Tariff Resilience Score: 9
  • GF Value™: $17.57 vs. price of $20.53 (16.8% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the FCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Commonwealth Financial Business Description

Other Exchanges FCF:Germany
Address 601 Philadelphia Street, Indiana, PA, USA, 15701
First Commonwealth Financial Corp functions in the financial services sector in the United States. Through its subsidiary, it offers a range of consumer and commercial banking services such as personal checking accounts, interest-earning checking accounts, savings accounts, insured money market accounts, investment certificates, fixed & variable rate certificates of deposit, and various kinds of loans. It also provides trust and wealth management services and offers insurance products. The company earns the majority of its revenue through net interest income.
71GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.53
Price
$17.57
GF Value