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Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
As of today (2026-07-21), the stock price of Orient Takaful PJSC is د.إ78.50. Orient Takaful PJSC's graham number for the quarter that ended in Mar. 2026 was د.إ467.46. Therefore, Orient Takaful PJSC's Price to Graham Number ratio for today is 0.17.
The historical rank and industry rank for Orient Takaful PJSC's Graham Number or its related term are showing as below:
DFM:ORIENTTKAFUL'
s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.17 Med: 0.39 Max: 2.89
Current: 0.17
During the past 10 years, the highest Price to Graham Number ratio of Orient Takaful PJSC was 2.89. The lowest was 0.17. And the median was 0.39.
DFM:ORIENTTKAFUL's Price-to-Graham-Number is not ranked
in the Insurance industry.
Industry Median: 0.93
vs DFM:ORIENTTKAFUL: 0.17
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
Orient Takaful PJSC (DFM:ORIENTTKAFUL) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
Orient Takaful PJSC's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Mar. 2026 )
=
78.50
/
467.46
=
0.17
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
Orient Takaful PJSC Graham Number Related Terms
Orient Takaful PJSC Graham Number Historical Data
* Premium members only.
The historical data trend for Orient Takaful PJSC's Graham Number can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:ORIENTTKAFUL vs BRK.A, AIG, HIG: Graham Number Comparison
For the Insurance - Diversified subindustry, Orient Takaful PJSC's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orient Takaful PJSC Price-to-Graham-Number vs Insurance Industry
For the Insurance industry and Financial Services sector, Orient Takaful PJSC's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where Orient Takaful PJSC's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orient Takaful PJSC (DFM:ORIENTTKAFUL) has a Graham Number of د.إ467.46 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Orient Takaful PJSC and its competitors. This is 20% above median its historical median of 0.39. Over the past decade, Orient Takaful PJSC's Graham Number has ranged from 0.17 to 2.89.
Is Orient Takaful PJSC's Graham Number too high?
Orient Takaful PJSC's current Graham Number of د.إ467.46 is 20% above median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 2.89. Overall, Orient Takaful PJSC has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Orient Takaful PJSC's Graham Number compare to BRK.A and AIG?
Orient Takaful PJSC's Graham Number of د.إ467.46 can be compared against companies in the Insurance industry. The industry median Graham Number is 0.93. Historically, Orient Takaful PJSC's own Graham Number has ranged from 0.17 to 2.89 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for an Insurance company?
The median Graham Number among Insurance companies is 0.93, based on 425 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Orient Takaful PJSC and its competitors. For the Insurance industry, the median Graham Number is 0.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orient Takaful PJSC's current Graham Number is د.إ467.46, which is 20% above median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient Takaful PJSC stock overvalued right now?
Orient Takaful PJSC (DFM:ORIENTTKAFUL) has a current Graham Number of د.إ467.46. The stock's GF Value™ is د.إ147.07, compared to a current price of د.إ78.50 — trading 46.6% below its estimated fair value. The current Graham Number is د.إ467.46, which is 20% above median its 10-year median of 0.39. Orient Takaful PJSC's overall GF Score™ is 16/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Orient Takaful PJSC (DFM:ORIENTTKAFUL), the current Graham Number is د.إ467.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orient Takaful PJSC (DFM:ORIENTTKAFUL) Overvalued in 2026?
Based on GuruFocus' analysis, Orient Takaful PJSC stock appears to be undervalued.
The current stock price of د.إ78.50 is trading 46.6% below its estimated GF Value™ of د.إ147.07.
Key valuation signals for DFM:ORIENTTKAFUL:
Graham Number: د.إ467.46 (20% above median its 10-year median of 0.39)
GF Value™: د.إ147.07 vs. price of د.إ78.50 (46.6% below fair value)
No single metric tells the full story. See the DFM:ORIENTTKAFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orient Takaful PJSC is engaged in the insurance business. The principal activity of the company is the issuance of short-term takaful contracts in connection with accidents and liabilities insurance, fire insurance, transportation risk insurance, other types of insurance, and health insurance. The company writes the following types of takaful contracts: Liability, Property, Motor, Medical, Marine, Engineering, and Casualty. The company also invests its funds in wakala deposits.
16GF Score
Get the complete analysis for DFM:ORIENTTKAFUL
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