Orient Takaful PJSC (DFM:ORIENTTKAFUL) Intrinsic Value: Projected FCF: د.إ694.44 (As of Sep. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:ORIENTTKAFUL Orient Takaful PJSC DFM:ORIENTTKAFUL
16 GF Score
Price د.إ78.50
GF Value د.إ147.07
! 2 Warning Signs
View Full Analysis

What is Orient Takaful PJSC Intrinsic Value: Projected FCF?

Orient Takaful PJSC DFM:ORIENTTKAFUL 16 Intrinsic Value: Projected FCF is د.إ694.44 as of Sep. 15, 2026. GuruFocus rates DFM:ORIENTTKAFUL with a GF Score™ of 16/100 and a GF Value™ of د.إ147.07. The stock has 2 warning signs investors should review.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-09-15), Orient Takaful PJSC's Intrinsic Value: Projected FCF is د.إ694.44. The stock price of Orient Takaful PJSC is د.إ78.50. Therefore, Orient Takaful PJSC's Price-to-Intrinsic-Value-Projected-FCF of today is 0.1.

The historical rank and industry rank for Orient Takaful PJSC's Intrinsic Value: Projected FCF or its related term are showing as below:

DFM:ORIENTTKAFUL' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.11   Med: 0.16   Max: 0.29
Current: 0.11

During the past 9 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Orient Takaful PJSC was 0.29. The lowest was 0.11. And the median was 0.16.

DFM:ORIENTTKAFUL's Price-to-Projected-FCF is not ranked
in the Insurance industry.
Industry Median: 0.76 vs DFM:ORIENTTKAFUL: 0.11

Orient Takaful PJSC  (DFM:ORIENTTKAFUL) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Orient Takaful PJSC's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=78.50/956.79682546284
=0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Orient Takaful PJSC Intrinsic Value: Projected FCF Related Terms


Orient Takaful PJSC Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Orient Takaful PJSC's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orient Takaful PJSC Intrinsic Value: Projected FCF Chart

Orient Takaful PJSC Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 518.49 0.00 0.00

Orient Takaful PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

DFM:ORIENTTKAFUL vs BRK.A, AIG, HIG: Intrinsic Value: Projected FCF Comparison

For the Insurance - Diversified subindustry, Orient Takaful PJSC's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orient Takaful PJSC Price-to-Projected-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Orient Takaful PJSC's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Orient Takaful PJSC's Price-to-Projected-FCF falls into.


DFM:ORIENTTKAFUL
16GF Score
Orient Takaful PJSC DFM:ORIENTTKAFUL
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Orient Takaful PJSC Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Orient Takaful PJSC's Free Cash Flow(6 year avg) = د.إ104.57.

Orient Takaful PJSC's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar26)*0.8)/Shares Outstanding (Diluted Average)
=(14.862653310476*104.567712+449.3*0.8)/2
=956.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of د.إ694.44 mean?
Orient Takaful PJSC (DFM:ORIENTTKAFUL) has a Intrinsic Value: Projected FCF of د.إ694.44 as of Sep. 15, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Orient Takaful PJSC and its competitors.
Is Orient Takaful PJSC's Intrinsic Value: Projected FCF too high?
Orient Takaful PJSC's current Intrinsic Value: Projected FCF is د.إ694.44. Overall, Orient Takaful PJSC has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Orient Takaful PJSC's Intrinsic Value: Projected FCF compare to BRK.A and AIG?
Orient Takaful PJSC's Intrinsic Value: Projected FCF of د.إ694.44 can be compared against companies in the Insurance industry. The industry median Intrinsic Value: Projected FCF is 0.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.76, based on 399 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Orient Takaful PJSC and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orient Takaful PJSC's current Intrinsic Value: Projected FCF is د.إ694.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient Takaful PJSC stock overvalued right now?
Orient Takaful PJSC (DFM:ORIENTTKAFUL) has a current Intrinsic Value: Projected FCF of د.إ694.44. The stock's GF Value™ is د.إ147.07, compared to a current price of د.إ78.50 — trading 46.6% below its estimated fair value. The current Intrinsic Value: Projected FCF is د.إ694.44. Orient Takaful PJSC's overall GF Score™ is 16/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Orient Takaful PJSC (DFM:ORIENTTKAFUL), the current Intrinsic Value: Projected FCF is د.إ694.44 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orient Takaful PJSC (DFM:ORIENTTKAFUL) Overvalued in 2026?

Based on GuruFocus' analysis, Orient Takaful PJSC stock appears to be undervalued. The current stock price of د.إ78.50 is trading 46.6% below its estimated GF Value™ of د.إ147.07.

Key valuation signals for DFM:ORIENTTKAFUL:

  • Intrinsic Value: Projected FCF: د.إ694.44
  • GF Value™: د.إ147.07 vs. price of د.إ78.50 (46.6% below fair value)
  • GF Score™: 16/100 with 2 warning signs

No single metric tells the full story. See the DFM:ORIENTTKAFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orient Takaful PJSC Business Description

Address Al Futtaim Building, Deira, P.O. Box 183368, Dubai, ARE
Orient Takaful PJSC is engaged in the insurance business. The principal activity of the company is the issuance of short-term takaful contracts in connection with accidents and liabilities insurance, fire insurance, transportation risk insurance, other types of insurance, and health insurance. The company writes the following types of takaful contracts: Liability, Property, Motor, Medical, Marine, Engineering, and Casualty. The company also invests its funds in wakala deposits.
16GF Score

Get the complete analysis for DFM:ORIENTTKAFUL

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ78.50
Price
د.إ147.07
GF Value