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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Orient Takaful PJSC's cash to debt ratio for the quarter that ended in Mar. 2026 was 21.92.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Orient Takaful PJSCcould pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Orient Takaful PJSC's Cash-to-Debt or its related term are showing as below:
DFM:ORIENTTKAFUL'
s Cash-to-Debt Range Over the Past 10 Years
Min: 3.88 Med: 32.55 Max: No Debt
Current: 36.43
During the past 9 years, Orient Takaful PJSC's highest Cash to Debt Ratio was No Debt. The lowest was 3.88. And the median was 32.55.
DFM:ORIENTTKAFUL's Cash-to-Debt is not ranked
in the Insurance industry.
Industry Median: 2.115
vs DFM:ORIENTTKAFUL: 36.43
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Orient Takaful PJSC Cash-to-Debt Related Terms
Orient Takaful PJSC Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Orient Takaful PJSC's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
DFM:ORIENTTKAFUL vs BRK.A, AIG, HIG: Cash-to-Debt Comparison
For the Insurance - Diversified subindustry, Orient Takaful PJSC's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orient Takaful PJSC Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Orient Takaful PJSC's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Orient Takaful PJSC's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orient Takaful PJSC (DFM:ORIENTTKAFUL) has a Cash-to-Debt of 21.92 as of Mar. 2026. This is 33% below median its historical median of 32.55. Over the past decade, Orient Takaful PJSC's Cash-to-Debt has ranged from 3.88 to 10,000.00.
Is Orient Takaful PJSC's Cash-to-Debt too high?
Orient Takaful PJSC's current Cash-to-Debt of 21.92 is 33% below median its 10-year median of 32.55. Over the past 10 years, this metric has ranged from a low of 3.88 to a high of 10,000.00. The Insurance industry median Cash-to-Debt is 2.12. Orient Takaful PJSC's value of 21.92 is 936.4% above this industry median. Overall, Orient Takaful PJSC has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Orient Takaful PJSC's Cash-to-Debt compare to BRK.A and AIG?
Orient Takaful PJSC's Cash-to-Debt of 21.92 can be compared against companies in the Insurance industry. The industry median Cash-to-Debt is 2.12. Orient Takaful PJSC's value of 21.92 is 936.4% above this benchmark. Historically, Orient Takaful PJSC's own Cash-to-Debt has ranged from 3.88 to 10,000.00 over the past decade. While the company's 10-year median is 32.55 vs. the industry median of 2.12, Orient Takaful PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.12, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orient Takaful PJSC's current Cash-to-Debt of 21.92 is 936.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orient Takaful PJSC's current Cash-to-Debt is 21.92, which is 33% below median its own 10-year median of 32.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient Takaful PJSC stock overvalued right now?
Orient Takaful PJSC (DFM:ORIENTTKAFUL) has a current Cash-to-Debt of 21.92. The stock's GF Value™ is د.إ147.07, compared to a current price of د.إ78.50 — trading 46.6% below its estimated fair value. The current Cash-to-Debt is 21.92, which is 33% below median its 10-year median of 32.55 and 936.4% above the Insurance industry median of 2.12. Orient Takaful PJSC's overall GF Score™ is 16/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Orient Takaful PJSC (DFM:ORIENTTKAFUL), the current Cash-to-Debt is 21.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orient Takaful PJSC (DFM:ORIENTTKAFUL) Overvalued in 2026?
Based on GuruFocus' analysis, Orient Takaful PJSC stock appears to be undervalued.
The current stock price of د.إ78.50 is trading 46.6% below its estimated GF Value™ of د.إ147.07.
Key valuation signals for DFM:ORIENTTKAFUL:
Cash-to-Debt: 21.92 (33% below median its 10-year median of 32.55)
GF Value™: د.إ147.07 vs. price of د.إ78.50 (46.6% below fair value)
Industry Position: 936.4% above the Insurance median
No single metric tells the full story. See the DFM:ORIENTTKAFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orient Takaful PJSC is engaged in the insurance business. The principal activity of the company is the issuance of short-term takaful contracts in connection with accidents and liabilities insurance, fire insurance, transportation risk insurance, other types of insurance, and health insurance. The company writes the following types of takaful contracts: Liability, Property, Motor, Medical, Marine, Engineering, and Casualty. The company also invests its funds in wakala deposits.
16GF Score
Get the complete analysis for DFM:ORIENTTKAFUL
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