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Well Chip Group BhdXKLS:5325 43 Graham Number is RM1.72 as of Mar. 2026, which is 100% below its 10-year median of 0.98. GuruFocus rates XKLS:5325 with a GF Score™ of 43/100. The stock has 7 warning signs investors should review. Among 761 Retail - Cyclical companies, Well Chip Group Bhd ranks better than 82.65% on this metric.
Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
As of today (2026-08-06), the stock price of Well Chip Group Bhd is RM1.07. Well Chip Group Bhd's graham number for the quarter that ended in Mar. 2026 was RM1.72. Therefore, Well Chip Group Bhd's Price to Graham Number ratio for today is 0.62.
The historical rank and industry rank for Well Chip Group Bhd's Graham Number or its related term are showing as below:
XKLS:5325'
s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.61 Med: 0.98 Max: 1.53
Current: 0.62
During the past 6 years, the highest Price to Graham Number ratio of Well Chip Group Bhd was 1.53. The lowest was 0.61. And the median was 0.98.
XKLS:5325's Price-to-Graham-Number is ranked better than 82.65% of 761
companies
in the Retail - Cyclical industry
Industry Median: 1.24
vs XKLS:5325: 0.62
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
Well Chip Group Bhd (XKLS:5325) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
Well Chip Group Bhd's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Mar. 2026 )
=
1.07
/
1.72
=
0.62
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
Well Chip Group Bhd Graham Number Related Terms
Well Chip Group Bhd Graham Number Historical Data
* Premium members only.
The historical data trend for Well Chip Group Bhd's Graham Number can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Well Chip Group Bhd's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Well Chip Group Bhd Price-to-Graham-Number vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Well Chip Group Bhd's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where Well Chip Group Bhd's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Well Chip Group Bhd (XKLS:5325) has a Graham Number of RM1.72 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Well Chip Group Bhd and its competitors. This is 76% above median its historical median of 0.98. Over the past decade, Well Chip Group Bhd's Graham Number has ranged from 0.61 to 1.53. According to the industry distribution chart, Well Chip Group Bhd ranks #132 out of 761 companies in the Retail - Cyclical industry, placing it in the top 17.3%.
Is Well Chip Group Bhd's Graham Number too high?
Well Chip Group Bhd's current Graham Number of RM1.72 is 76% above median its 10-year median of 0.98. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 1.53. Based on the distribution chart, Well Chip Group Bhd ranks #132 out of 761 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Well Chip Group Bhd has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Well Chip Group Bhd's Graham Number compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, Well Chip Group Bhd ranks #132 out of 761 companies for Graham Number. This places Well Chip Group Bhd in the top 17% of its industry — outperforming the majority of peers. The industry median Graham Number is 1.24. Historically, Well Chip Group Bhd's own Graham Number has ranged from 0.61 to 1.53 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Retail - Cyclical company?
The median Graham Number among Retail - Cyclical companies is 1.24, based on 761 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Well Chip Group Bhd and its competitors. For the Retail - Cyclical industry, the median Graham Number is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Well Chip Group Bhd's current Graham Number is RM1.72, which is 76% above median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Well Chip Group Bhd stock overvalued right now?
Well Chip Group Bhd (XKLS:5325) has a current Graham Number of RM1.72. The current Graham Number is RM1.72, which is 76% above median its 10-year median of 0.98. Well Chip Group Bhd's overall GF Score™ is 43/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Well Chip Group Bhd (XKLS:5325), the current Graham Number is RM1.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Well Chip Group Bhd is engaged in the provision of pawnbroking services and the retail and trading of jewellery and gold. The company operates through two reportable segments: Pawnbroking services and Retail and trading of jewellery and gold. Its pawnbroking business provides pawn loans in exchange for pledges such as gold, jewellery, and watches, while the retail and trading segment involves the sale of new and pre-owned jewellery and gold, including scrap gold acquired from unredeemed and bid pledges and from walk-in individuals. It generates the majority of its revenue from the Pawnbroking services segment.
43GF Score
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