Well Chip Group Bhd (XKLS:5325) Return-on-Tangible-Equity: 23.31% (As of Mar. 2026) — 28% Above Median


XKLS:5325 Well Chip Group Bhd XKLS:5325
43 GF Score
Price RM1.07
! 7 Warning Signs
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What is Well Chip Group Bhd Return-on-Tangible-Equity?

Well Chip Group Bhd XKLS:5325 43 Return-on-Tangible-Equity is 23.31% as of Mar. 2026, which is 28% above its 10-year median of 18.24. GuruFocus rates XKLS:5325 with a GF Score™ of 43/100. The stock has 7 warning signs investors should review. Among 1,056 Retail - Cyclical companies, Well Chip Group Bhd ranks better than 73.48% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Well Chip Group Bhd's annualized net income for the quarter that ended in Mar. 2026 was RM111.6 Mil. Well Chip Group Bhd's average shareholder tangible equity for the quarter that ended in Mar. 2026 was RM478.7 Mil. Therefore, Well Chip Group Bhd's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 23.31%.

The historical rank and industry rank for Well Chip Group Bhd's Return-on-Tangible-Equity or its related term are showing as below:

XKLS:5325' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 16.03   Med: 18.24   Max: 25.54
Current: 21.33

During the past 6 years, Well Chip Group Bhd's highest Return-on-Tangible-Equity was 25.54%. The lowest was 16.03%. And the median was 18.24%.

XKLS:5325's Return-on-Tangible-Equity is ranked better than
73.48% of 1056 companies
in the Retail - Cyclical industry
Industry Median: 8.34 vs XKLS:5325: 21.33

Well Chip Group Bhd  (XKLS:5325) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Well Chip Group Bhd Return-on-Tangible-Equity Related Terms


Well Chip Group Bhd Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Well Chip Group Bhd's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Well Chip Group Bhd Return-on-Tangible-Equity Chart

Well Chip Group Bhd Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial 17.01 16.39 19.46 16.03 19.46

Well Chip Group Bhd Quarterly Data
Dec20 Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.65 18.98 22.12 21.44 23.31

XKLS:5325 vs TPR: Return-on-Tangible-Equity Comparison

For the Luxury Goods subindustry, Well Chip Group Bhd's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Well Chip Group Bhd Return-on-Tangible-Equity vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Well Chip Group Bhd's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Well Chip Group Bhd's Return-on-Tangible-Equity falls into.


XKLS:5325
43GF Score
Well Chip Group Bhd XKLS:5325
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Well Chip Group Bhd Return-on-Tangible-Equity Calculation

Well Chip Group Bhd's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=86.146/( (420.722+464.801 )/ 2 )
=86.146/442.7615
=19.46 %

Well Chip Group Bhd's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=111.576/( (464.801+492.695)/ 2 )
=111.576/478.748
=23.31 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 23.31% mean?
Well Chip Group Bhd (XKLS:5325) has a Return-on-Tangible-Equity of 23.31% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Well Chip Group Bhd and its competitors. This is 28% above median its historical median of 18.24. Over the past decade, Well Chip Group Bhd's Return-on-Tangible-Equity has ranged from 16.03 to 25.54. According to the industry distribution chart, Well Chip Group Bhd ranks #280 out of 1056 companies in the Retail - Cyclical industry, placing it in the top 26.5%.
Is Well Chip Group Bhd's Return-on-Tangible-Equity too high?
Well Chip Group Bhd's current Return-on-Tangible-Equity of 23.31% is 28% above median its 10-year median of 18.24. Over the past 10 years, this metric has ranged from a low of 16.03 to a high of 25.54. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.34. Well Chip Group Bhd's value of 23.31% is 179.5% above this industry median. Based on the distribution chart, Well Chip Group Bhd ranks #280 out of 1056 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Well Chip Group Bhd has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Well Chip Group Bhd's Return-on-Tangible-Equity compare to TPR?
According to the Retail - Cyclical industry distribution chart, Well Chip Group Bhd ranks #280 out of 1056 companies for Return-on-Tangible-Equity. This puts Well Chip Group Bhd in the upper half of its industry. The industry median Return-on-Tangible-Equity is 8.34. Well Chip Group Bhd's value of 23.31% is 179.5% above this benchmark. Historically, Well Chip Group Bhd's own Return-on-Tangible-Equity has ranged from 16.03 to 25.54 over the past decade. While the company's 10-year median is 18.24 vs. the industry median of 8.34, Well Chip Group Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.34, based on 1,056 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Well Chip Group Bhd's current Return-on-Tangible-Equity of 23.31% is 179.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Well Chip Group Bhd and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Well Chip Group Bhd's current Return-on-Tangible-Equity is 23.31%, which is 28% above median its own 10-year median of 18.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Well Chip Group Bhd stock overvalued right now?
Well Chip Group Bhd (XKLS:5325) has a current Return-on-Tangible-Equity of 23.31%. The current Return-on-Tangible-Equity is 23.31%, which is 28% above median its 10-year median of 18.24 and 179.5% above the Retail - Cyclical industry median of 8.34. Well Chip Group Bhd's overall GF Score™ is 43/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Well Chip Group Bhd (XKLS:5325), the current Return-on-Tangible-Equity is 23.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Well Chip Group Bhd Business Description

Address Jalan Harmonium 35/3, No. 23-01 & 23-02, Taman Desa Tebrau, Johor Bahru, JHR, MYS, 81100
Well Chip Group Bhd is engaged in the provision of pawnbroking services and the retail and trading of jewellery and gold. The company operates through two reportable segments: Pawnbroking services and Retail and trading of jewellery and gold. Its pawnbroking business provides pawn loans in exchange for pledges such as gold, jewellery, and watches, while the retail and trading segment involves the sale of new and pre-owned jewellery and gold, including scrap gold acquired from unredeemed and bid pledges and from walk-in individuals. It generates the majority of its revenue from the Pawnbroking services segment.
43GF Score

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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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