Well Chip Group Bhd (XKLS:5325) PB Ratio: 1.29 (As of Jul. 18, 2026) — 24% Below Median

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XKLS:5325 Well Chip Group Bhd XKLS:5325
43 GF Score
Price RM1.10
! 7 Warning Signs
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What is Well Chip Group Bhd PB Ratio?

Well Chip Group Bhd XKLS:5325 -0.90% 43 PB Ratio is 1.29 as of Jul. 18, 2026, which is 24% below its 10-year median of 1.70. GuruFocus rates XKLS:5325 with a GF Score™ of 43/100. The stock has 7 warning signs investors should review. Among 1,077 Retail - Cyclical companies, Well Chip Group Bhd ranks better than 54.6% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-18), Well Chip Group Bhd's share price is RM1.10. Well Chip Group Bhd's Book Value per Share for the quarter that ended in Mar. 2026 was RM0.85. Hence, Well Chip Group Bhd's PB Ratio of today is 1.29.

Good Sign:

Well Chip Group Bhd stock PB Ratio (=1.26) is close to 2-year low of 1.22.

The historical rank and industry rank for Well Chip Group Bhd's PB Ratio or its related term are showing as below:

XKLS:5325' s PB Ratio Range Over the Past 10 Years
Min: 1.22   Med: 1.7   Max: 2.36
Current: 1.3

During the past 6 years, Well Chip Group Bhd's highest PB Ratio was 2.36. The lowest was 1.22. And the median was 1.70.

XKLS:5325's PB Ratio is ranked better than
54.6% of 1077 companies
in the Retail - Cyclical industry
Industry Median: 1.47 vs XKLS:5325: 1.30

During the past 12 months, Well Chip Group Bhd's average Book Value Per Share Growth Rate was 16.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 41.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 32.10% per year.

During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Well Chip Group Bhd was 41.20% per year. The lowest was 15.50% per year. And the median was 40.90% per year.

Back to Basics: PB Ratio


Well Chip Group Bhd  (XKLS:5325) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Well Chip Group Bhd PB Ratio Related Terms


Well Chip Group Bhd PB Ratio Historical Data

* Premium members only.

The historical data trend for Well Chip Group Bhd's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Well Chip Group Bhd PB Ratio Chart

Well Chip Group Bhd Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 1.62 1.98

Well Chip Group Bhd Quarterly Data
Dec20 Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.43 1.56 2.17 1.98 1.47

XKLS:5325 vs TPR: PB Ratio Comparison

For the Luxury Goods subindustry, Well Chip Group Bhd's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Well Chip Group Bhd PB Ratio vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Well Chip Group Bhd's PB Ratio distribution charts can be found below:

* The bar in red indicates where Well Chip Group Bhd's PB Ratio falls into.


XKLS:5325
43GF Score
Well Chip Group Bhd XKLS:5325
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Well Chip Group Bhd PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Well Chip Group Bhd's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=1.10/0.852
=1.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.29 mean?
Well Chip Group Bhd (XKLS:5325) has a PB Ratio of 1.29 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Well Chip Group Bhd and its competitors. This is 24% below median its historical median of 1.70. Over the past decade, Well Chip Group Bhd's PB Ratio has ranged from 1.22 to 2.36. According to the industry distribution chart, Well Chip Group Bhd ranks #489 out of 1077 companies in the Retail - Cyclical industry, placing it in the top 45.4%.
Is Well Chip Group Bhd's PB Ratio too high?
Well Chip Group Bhd's current PB Ratio of 1.29 is 24% below median its 10-year median of 1.70. Over the past 10 years, this metric has ranged from a low of 1.22 to a high of 2.36. The Retail - Cyclical industry median PB Ratio is 1.47. Well Chip Group Bhd's value of 1.29 is 12.2% below this industry median. Based on the distribution chart, Well Chip Group Bhd ranks #489 out of 1077 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Well Chip Group Bhd has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Well Chip Group Bhd's PB Ratio compare to TPR?
According to the Retail - Cyclical industry distribution chart, Well Chip Group Bhd ranks #489 out of 1077 companies for PB Ratio. This puts Well Chip Group Bhd in the upper half of its industry. The industry median PB Ratio is 1.47. Well Chip Group Bhd's value of 1.29 is 12.2% below this benchmark. Historically, Well Chip Group Bhd's own PB Ratio has ranged from 1.22 to 2.36 over the past decade. While the company's 10-year median is 1.70 vs. the industry median of 1.47, Well Chip Group Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Retail - Cyclical company?
The median PB Ratio among Retail - Cyclical companies is 1.47, based on 1,077 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Well Chip Group Bhd's current PB Ratio of 1.29 is 12.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Well Chip Group Bhd and its competitors. For the Retail - Cyclical industry, the median PB Ratio is 1.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Well Chip Group Bhd's current PB Ratio is 1.29, which is 24% below median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Well Chip Group Bhd stock overvalued right now?
Well Chip Group Bhd (XKLS:5325) has a current PB Ratio of 1.29. The current PB Ratio is 1.29, which is 24% below median its 10-year median of 1.70 and 12.2% below the Retail - Cyclical industry median of 1.47. Well Chip Group Bhd's overall GF Score™ is 43/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Well Chip Group Bhd (XKLS:5325), the current PB Ratio is 1.29 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Well Chip Group Bhd Business Description

Address Jalan Harmonium 35/3, No. 23-01 & 23-02, Taman Desa Tebrau, Johor Bahru, JHR, MYS, 81100
Well Chip Group Bhd is engaged in the provision of pawnbroking services and the retail and trading of jewellery and gold. The company operates through two reportable segments: Pawnbroking services and Retail and trading of jewellery and gold. Its pawnbroking business provides pawn loans in exchange for pledges such as gold, jewellery, and watches, while the retail and trading segment involves the sale of new and pre-owned jewellery and gold, including scrap gold acquired from unredeemed and bid pledges and from walk-in individuals. It generates the majority of its revenue from the Pawnbroking services segment.
43GF Score

Get the complete analysis for XKLS:5325

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM1.10
Price