Well Chip Group BhdXKLS:5325 +1.87%43 Interest Coverage is 383.28 as of Mar. 2026, which is 115% above its 10-year median of 177.96. GuruFocus rates XKLS:5325 with a GF Score™ of 43/100. The stock has 7 warning signs investors should review. Among 824 Retail - Cyclical companies, Well Chip Group Bhd ranks better than 93.2% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Well Chip Group Bhd's
Operating Income
for the
three
months ended in Mar. 2026 was RM38.3 Mil. Well Chip Group Bhd's Interest Expense for the
three
months ended in Mar. 2026 was RM-0.1 Mil.
Well Chip Group Bhd's interest coverage for the quarter that ended in Mar. 2026 was 383.28.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Well Chip Group Bhd's Interest Coverage or its related term are showing as below:
XKLS:5325'
s Interest Coverage Range Over the Past 10 Years
Min: 128.84 Med: 177.96 Max: 319.02
Current: 319.02
XKLS:5325's Interest Coverage is ranked better than 93.2% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs XKLS:5325: 319.02
Well Chip Group Bhd (XKLS:5325) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Well Chip Group Bhd Interest Coverage Related Terms
Well Chip Group Bhd Interest Coverage Historical Data
* Premium members only.
The historical data trend for Well Chip Group Bhd's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Luxury Goods subindustry, Well Chip Group Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Well Chip Group Bhd Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Well Chip Group Bhd's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Well Chip Group Bhd's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Well Chip Group Bhd (XKLS:5325) has a Interest Coverage of 383.28 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Well Chip Group Bhd and its competitors. This is 115% above median its historical median of 177.96. Over the past decade, Well Chip Group Bhd's Interest Coverage has ranged from 128.84 to 319.02. According to the industry distribution chart, Well Chip Group Bhd ranks #56 out of 824 companies in the Retail - Cyclical industry, placing it in the top 6.8%.
Is Well Chip Group Bhd's Interest Coverage too high?
Well Chip Group Bhd's current Interest Coverage of 383.28 is 115% above median its 10-year median of 177.96. Over the past 10 years, this metric has ranged from a low of 128.84 to a high of 319.02. The Retail - Cyclical industry median Interest Coverage is 7.94. Well Chip Group Bhd's value of 383.28 is 4727.2% above this industry median. Based on the distribution chart, Well Chip Group Bhd ranks #56 out of 824 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Well Chip Group Bhd has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Well Chip Group Bhd's Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Well Chip Group Bhd ranks #56 out of 824 companies for Interest Coverage. This places Well Chip Group Bhd in the top 7% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.94. Well Chip Group Bhd's value of 383.28 is 4727.2% above this benchmark. Historically, Well Chip Group Bhd's own Interest Coverage has ranged from 128.84 to 319.02 over the past decade. While the company's 10-year median is 177.96 vs. the industry median of 7.94, Well Chip Group Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Well Chip Group Bhd's current Interest Coverage of 383.28 is 4727.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Well Chip Group Bhd and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Well Chip Group Bhd's current Interest Coverage is 383.28, which is 115% above median its own 10-year median of 177.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Well Chip Group Bhd stock overvalued right now?
Well Chip Group Bhd (XKLS:5325) has a current Interest Coverage of 383.28. The current Interest Coverage is 383.28, which is 115% above median its 10-year median of 177.96 and 4727.2% above the Retail - Cyclical industry median of 7.94. Well Chip Group Bhd's overall GF Score™ is 43/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Well Chip Group Bhd (XKLS:5325), the current Interest Coverage is 383.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Well Chip Group Bhd is engaged in the provision of pawnbroking services and the retail and trading of jewellery and gold. The company operates through two reportable segments: Pawnbroking services and Retail and trading of jewellery and gold. Its pawnbroking business provides pawn loans in exchange for pledges such as gold, jewellery, and watches, while the retail and trading segment involves the sale of new and pre-owned jewellery and gold, including scrap gold acquired from unredeemed and bid pledges and from walk-in individuals. It generates the majority of its revenue from the Pawnbroking services segment.
43GF Score
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