Mangalam Industrial FinanceBOM:537800 +1.72%57 Gross Margin % is 99.67% as of Mar. 2026, which is 10% above its 10-year median of 90.80. GuruFocus rates BOM:537800 with a GF Score™ of 57/100 and a GF Value™ of ₹30.92 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 386 Credit Services companies, Mangalam Industrial Finance ranks better than 99.22% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Mangalam Industrial Finance had a gross margin of 99.67% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Mangalam Industrial Finance Gross Margin % Related Terms
Mangalam Industrial Finance Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:537800 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Mangalam Industrial Finance's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mangalam Industrial Finance Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mangalam Industrial Finance's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Mangalam Industrial Finance's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Mangalam Industrial Finance (BOM:537800) has a Gross Margin % of 99.67% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Mangalam Industrial Finance and its competitors. This is 10% above median its historical median of 90.80. Over the past decade, Mangalam Industrial Finance's Gross Margin % has ranged from 7.12 to 98.95. According to the industry distribution chart, Mangalam Industrial Finance ranks #3 out of 386 companies in the Credit Services industry, placing it in the top 0.8%.
Is Mangalam Industrial Finance's Gross Margin % too high?
Mangalam Industrial Finance's current Gross Margin % of 99.67% is 10% above median its 10-year median of 90.80. Over the past 10 years, this metric has ranged from a low of 7.12 to a high of 98.95. The Credit Services industry median Gross Margin % is 51.43. Mangalam Industrial Finance's value of 99.67% is 93.8% above this industry median. Based on the distribution chart, Mangalam Industrial Finance ranks #3 out of 386 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Mangalam Industrial Finance has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Mangalam Industrial Finance's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Mangalam Industrial Finance ranks #3 out of 386 companies for Gross Margin %. This places Mangalam Industrial Finance in the top 1% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 51.43. Mangalam Industrial Finance's value of 99.67% is 93.8% above this benchmark. Historically, Mangalam Industrial Finance's own Gross Margin % has ranged from 7.12 to 98.95 over the past decade. While the company's 10-year median is 90.80 vs. the industry median of 51.43, Mangalam Industrial Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.43, based on 386 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mangalam Industrial Finance's current Gross Margin % of 99.67% is 93.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Mangalam Industrial Finance and its competitors. For the Credit Services industry, the median Gross Margin % is 51.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mangalam Industrial Finance's current Gross Margin % is 99.67%, which is 10% above median its own 10-year median of 90.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mangalam Industrial Finance stock overvalued right now?
Based on GuruFocus' analysis, Mangalam Industrial Finance (BOM:537800) is currently considered Possible Value Trap. The stock's GF Value™ is ₹30.92, compared to a current price of ₹0.59 — trading 98.1% below its estimated fair value. The current Gross Margin % is 99.67%, which is 10% above median its 10-year median of 90.80 and 93.8% above the Credit Services industry median of 51.43. Mangalam Industrial Finance's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Mangalam Industrial Finance (BOM:537800), the current Gross Margin % is 99.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mangalam Industrial Finance (BOM:537800) Overvalued in 2026?
Based on GuruFocus' analysis, Mangalam Industrial Finance stock appears to be undervalued.
The current stock price of ₹0.59 is trading 98.1% below its estimated GF Value™ of ₹30.92.
GuruFocus considers Mangalam Industrial Finance to be Possible Value Trap.
Key valuation signals for BOM:537800:
Gross Margin %: 99.67% (10% above median its 10-year median of 90.80)
GF Value™: ₹30.92 vs. price of ₹0.59 (98.1% below fair value)
Industry Position: 93.8% above the Credit Services median (#3 of 386)
No single metric tells the full story. See the BOM:537800 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mangalam Industrial Finance Ltd is a non-banking financial company engaged in investing and financing. The company generates the majority of its revenue from interest income on loans. It provides hassle-free, easy, and quick loan facilities, offering personal loans, business loans, and professional loans. The company mainly supports customers with financial solutions for the purchase of electric two-wheelers.
57GF Score
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Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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