Mangalam Industrial Finance (BOM:537800) Operating Margin %: -10.46% (As of Mar. 2026)


BOM:537800 Mangalam Industrial Finance Ltd BOM:537800
57 GF Score
Price ₹0.61
GF Value ₹30.68
Valuation Possible Value Trap
! 1 Warning Sign
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What is Mangalam Industrial Finance Operating Margin %?

Mangalam Industrial Finance BOM:537800 -1.61% 57 Operating Margin % is -10.46% as of Mar. 2026. GuruFocus rates BOM:537800 with a GF Score™ of 57/100 and a GF Value™ of ₹30.68 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 412 Credit Services companies, Mangalam Industrial Finance ranks worse than 84.71% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Mangalam Industrial Finance's Operating Income for the three months ended in Mar. 2026 was ₹-20.3 Mil. Mangalam Industrial Finance's Revenue for the three months ended in Mar. 2026 was ₹193.9 Mil. Therefore, Mangalam Industrial Finance's Operating Margin % for the quarter that ended in Mar. 2026 was -10.46%.

The historical rank and industry rank for Mangalam Industrial Finance's Operating Margin % or its related term are showing as below:

BOM:537800' s Operating Margin % Range Over the Past 10 Years
Min: -360.32   Med: 3.42   Max: 56.62
Current: -26.38


BOM:537800's Operating Margin % is ranked worse than
84.71% of 412 companies
in the Credit Services industry
Industry Median: 17.325 vs BOM:537800: -26.38

Mangalam Industrial Finance's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

Mangalam Industrial Finance's Operating Income for the three months ended in Mar. 2026 was ₹-20.3 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-58.1 Mil.


Mangalam Industrial Finance  (BOM:537800) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Mangalam Industrial Finance Operating Margin % Related Terms


Mangalam Industrial Finance Operating Margin % Historical Data

* Premium members only.

The historical data trend for Mangalam Industrial Finance's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mangalam Industrial Finance Operating Margin % Chart

Mangalam Industrial Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -59.86 -360.32 13.75 56.62 -3.76

Mangalam Industrial Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.50 61.37 32.68 -576.64 -10.46

BOM:537800 vs V, MA, AXP: Operating Margin % Comparison

For the Credit Services subindustry, Mangalam Industrial Finance's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mangalam Industrial Finance Operating Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mangalam Industrial Finance's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Mangalam Industrial Finance's Operating Margin % falls into.


BOM:537800
57GF Score
Mangalam Industrial Finance Ltd BOM:537800
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mangalam Industrial Finance Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Mangalam Industrial Finance's Operating Margin % for the fiscal year that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (A: Mar. 2026 ) / Revenue (A: Mar. 2026 )
=-10.069 / 268.134
=-3.76 %

Mangalam Industrial Finance's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=-20.276 / 193.853
=-10.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of -10.46% mean?
Mangalam Industrial Finance (BOM:537800) has a Operating Margin % of -10.46% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Mangalam Industrial Finance and its competitors. According to the industry distribution chart, Mangalam Industrial Finance ranks #349 out of 412 companies in the Credit Services industry, placing it in the top 84.7%.
Is Mangalam Industrial Finance's Operating Margin % too high?
Mangalam Industrial Finance's current Operating Margin % is -10.46%. Based on the distribution chart, Mangalam Industrial Finance ranks #349 out of 412 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Mangalam Industrial Finance has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Mangalam Industrial Finance's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Mangalam Industrial Finance ranks #349 out of 412 companies for Operating Margin %. This places Mangalam Industrial Finance in the lower half of its industry. The industry median Operating Margin % is 17.33. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.33, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Mangalam Industrial Finance and its competitors. For the Credit Services industry, the median Operating Margin % is 17.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mangalam Industrial Finance's current Operating Margin % is -10.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mangalam Industrial Finance stock overvalued right now?
Based on GuruFocus' analysis, Mangalam Industrial Finance (BOM:537800) is currently considered Possible Value Trap. The stock's GF Value™ is ₹30.68, compared to a current price of ₹0.61 — trading 98% below its estimated fair value. The current Operating Margin % is -10.46%. Mangalam Industrial Finance's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Mangalam Industrial Finance (BOM:537800), the current Operating Margin % is -10.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mangalam Industrial Finance (BOM:537800) Overvalued in 2026?

Based on GuruFocus' analysis, Mangalam Industrial Finance stock appears to be undervalued. The current stock price of ₹0.61 is trading 98% below its estimated GF Value™ of ₹30.68. GuruFocus considers Mangalam Industrial Finance to be Possible Value Trap.

Key valuation signals for BOM:537800:

  • Operating Margin %: -10.46%
  • GF Value™: ₹30.68 vs. price of ₹0.61 (98% below fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the BOM:537800 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mangalam Industrial Finance Business Description

Address Vasna Bhayli Road, Next to Milestone, Hall No-1, M R Icon, Vadodara, GJ, IND, 391 410
Mangalam Industrial Finance Ltd is a non-banking financial company engaged in investing and financing. The company generates the majority of its revenue from interest income on loans. It provides hassle-free, easy, and quick loan facilities, offering personal loans, business loans, and professional loans. The company mainly supports customers with financial solutions for the purchase of electric two-wheelers.
57GF Score

Get the complete analysis for BOM:537800

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹0.61
Price
₹30.68
GF Value